American Lumber Underwriters
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American Lumber Underwriters
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Hardware Store Insurance
Are you a retail customer needing basic hardware for small DIY repairs? Are you a contractor in need of supplies and materials for the job you are working on? There is one place that can services both retail customers and contractors to meet their needs; a hardware store!

Hardware stores are designed with multiple specialty departments to services the various needs to customers and local businesses.

Additional Services Offered: • Computer Paint Matching
• Keys Duplicated
• Lock Re-Keyed
• Power Tool Service and Repair
• Pipe Cutting and Threading
• Cutting and Ripping Lumber
• Special Orders
+Much More

Hardware stores provide services to others and help them protect their businesses or fix safety hazards in their homes, but who protects the hardware store itself? This type of business has unique exposures every day that must be addresses with the right type of insurance. If a customer falls and gets injured walking down an isle or if an employee is injured while cutting and ripping wood for a contractor; the business is responsible.

These devoted business need to make sure that they have a Hardware Store Insurance policy that will be just as devoted to them to ensure the business is protected.

To make sure that hardware stores have a full coverage policy put in place, there are multiple types of coverages needed so it’s an all in one policy.



 American Lumber Underwriters is here to help!


Insurance Coverage Offered: • General Liability Insurance
• Workers Compensation
• Professional Liability
• Business Owners Policy
• Umbrella
• Auto Liability
• Property


As the Managing General Underwriter for five insurance carriers, we have a lot of flexibility and options when it comes to the complex needs in this industry and we have the all lines solutions to meet those needs.


To learn more about our Hardware Store Insurance market please give us a call today or send us an email.

U.S. States Available

  • U.S. States Available:
    Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming, Washington, D.C.
  • Provider Type:
    Managing General Underwriter
  • Admitted:
    All Available States
  • Carriers:
    -
  • Carrier Ratings:
    -
  • Commission:
    -
  • Min Premium:
    -

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American Lumber Underwriters has other insurance programs like Equipment Rental.