Apartment / HOAs / Commercial LRO

For more than 20 years, SPFM (an Amwins company) has provided creative package insurance solutions for property owners and managers of commercial and residential real estate, including apartments, HOAs, mixed-use, and commercial LRO through the Specialty Insurance Advantage (SIA) program.

The underwriting team at SPFM has the product expertise to provide customized rates for small to mid-sized accounts as well as the flexibility to underwrite and price risks on a subjective basis, while still providing broad coverages.

Target Clients:

Any size account in AZ, CA, NV, OR, UT and WA

Coverages:

Property
General Liability
Premises Environmental Liability

Limits:

$500,000,000 Blanket Limits for Property, per occurrence with no annual aggregate
$1,000,000/$2,000,000 per occurrence, per location in the aggregate for GL
$250,000 per loss per location/$250,000 aggregate per location with a $25 million program aggregate for premises environmental liability

Requirements:

Five Year Loss History running 50% or less
Risks with water damage claims subject to underwriting review

Supplemental Application Requirements: Yes

Want to learn more about this program? Click here.

U.S. States Available

U.S. States Available:

Provider Type:

Managing General Agency

Admitted:

0

Carriers:

Carrier Ratings:

-

Commission:

-

Min Premium:

-

Coverages:

Apartment Buildings Senior and Subsidized Housing Insurance Apartment Student Housing Insurance Condos/Townhouses/Homeowners Associations Insurance HOA Insurance HOA Package Low Limits Umbrella and Directors and Officers Liability Insurance Mercantile LRO Insurance On Site Managers Personal Liability/StorageFirst Insurance Operators of Dwellings Other Than Apartment Buildings Insurance Property Owners and Property Managers Insurance Resort Condominium Associations Coastal Properties Insurance

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Apartment / HOAs / Commercial LRO

U.S. States Available