Overview of the Program from Amwins Underwriting
Amwins National Transportation Underwriters (part of the Amwins Underwriting Division) offers a targeted Business Auto Insurance program for both for-hire and not-for-hire operations. Our underwriting team focuses on trucking and transportation exposures and works with a panel of financially sound carriers to deliver practical, market-aware solutions for commercial auto risks.
Ideal Accounts and Appetite
The program has a broad appetite across many transportation-related classes. Typical accounts that fit well include:
- Armored cars
- Building material haulers
- Contractors (vehicle fleets supporting trades)
- Courier and distribution services (magazines, newspapers, wholesale/retail delivery)
- Cranes & boom trucks
- Dairies, food delivery and food trucks
- Driver training — auto, truck & tractor
- Escort vehicles and mobile offices
- Funeral operations
- Farmer vehicles
- Waste disposal (note: no landfill exposure)
Classes not listed may still be considered on a case-by-case basis; reach out with details to confirm appetite.
Coverage Highlights and Advantages
- Primary commercial auto liability and physical damage options tailored to trucking and specialty vehicle fleets.
- Available extensions commonly used by transportation accounts: hired/non-owned auto, trailer interchange, cargo coverage where appropriate, and medical payments/UM/UIM as allowed by the market.
- Access to multiple underwriting teams and carrier relationships through Amwins’ transportation platform, improving chances to place complex or specialty risks.
- Underwriters experienced in occupational and operational exposures typical to delivery, contractor, and fleet operations.
Example Accounts
- A regional courier fleet with mixed package delivery vehicles and hired drivers that needs liability plus hired/non-owned auto protection.
- A contractor with building material haulers and several jobsite trucks seeking combined liability and physical damage coverage with flexible limits and deductible options.
Underwriting Notes and Documentation
- Underwriting considers fleet composition, vehicle types, driver qualifications, loss history, and territory of operations.
- Common submission items: current loss runs, schedule of vehicles, driver lists/MVRs, and a description of operations and controls (especially for driver training or armored operations).
- Waste disposal accounts are evaluated only where there is no landfill exposure (as noted in appetite).
Territories and Availability
The program is available in most states. Current availability includes: AL, AK, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, ME, MD, MN, MS, MO, MT, NE, NV, NH, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage form and admitted/non-admitted market placement may vary by state and by carrier.
Why Place Business with Amwins Underwriting
- Specialized transportation underwriting expertise within a large wholesale platform.
- Relationships with multiple financially sound carriers to match coverage to account complexity.
- Practical placement approach for both standard and harder-to-place classes within the transportation and specialty fleet space.
If you have a submission that fits the classes above — from single-vehicle food trucks to multi-unit contractor fleets — submit details and supporting documents so our underwriters can assess available options and provide a timely response.