Program overview — Amwins Underwriting / Trinity Underwriting Managers
Trinity Underwriting Managers (TUMI), part of the Amwins Underwriting division, offers a focused commercial auto program for dump and roll-off truck fleets. Our underwriting team brings deep trucking expertise and fast, practical service so you can place accounts efficiently and keep your clients moving.
Ideal accounts and appetite
Agents can use this program for trucking professionals who haul loose materials and roll-off containers, including:
- Sand, gravel and other aggregates
- Roll-off containers for construction debris or agricultural products
- Fleets from 1 to 100 power units (some restrictions on older power units)
Not eligible: new ventures, scrap metal haulers, garbage trucks, mix-in-transit operations, hazmat, and frac sand.
Coverage highlights
- Auto liability available up to $1,000,000
- General liability up to $1,000,000
- Physical damage on a stated amount basis with selectable deductibles
- Excess limits available to broaden primary limits
- Admitted and non-admitted options with A.M. Best "A" rated carriers
Underwriting notes
- Preferred for established operators with proven loss history and stable operations.
- Expect restrictions for older power units; specify unit ages and VINs on submission.
- New ventures and high-hazard commodities (e.g., frac sand, hazmat) are declined.
- Physical damage is written on a stated amount basis — provide vehicle schedules and values.
- Contact underwriting for questions about fleet mix, mileage, and driver qualification controls.
Example accounts that fit
- A family-owned construction aggregate hauler with 12 power units and routine routes between quarries and local jobsites.
- A regional roll-off container operator with 25 units hauling construction debris for municipal and private contractors (no hazmat).
Territories and availability
Available in: AL, AZ, AR, CA, CO, DE, FL, GA, ID, IL, IN, IA, KS, ME, MD, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WV, WY.
The program supports admitted and non-admitted placements where appropriate.
Why place with Amwins Underwriting (TUMI)
- Specialized underwriting team focused on dump and roll-off exposures.
- Access to A.M. Best "A" carriers across admitted and non-admitted markets.
- Streamlined placement for single-unit up to mid-size fleets (1–100 units).
- Responsive service for quoting, policy issuance, and endorsement handling.
To learn more about our program, please visit
our website.