Overview
Trinity Underwriting Managers (TUMI), part of Amwins, offers a focused Intermodal Transportation Insurance Program designed for retail brokers placing commercial transportation risks. The program blends niche underwriting expertise with admitted and non-admitted placement options to handle drayage and short-haul intermodal exposures between ports, railheads, warehouses, and last-mile facilities.
Ideal Accounts and Appetite
- Owner-operators and company-owned fleets
- Operations centered on port/railhead to warehouse moves and drayage
- Fleets requiring broad commercial auto and contingent cargo solutions tied to intermodal operations
Typical accounts are established operators with proven loss-control practices and telematics in place. The program generally does not accept new ventures, auto haulers, or hazmat operations.
Coverage Highlights and Value-Add
- Admitted and non-admitted placement opportunities to fit different risk and regulatory needs
- Carriers A.M. Best rated "A-" or better
- Broad coverages tailored for intermodal operations, including liability, physical damage, and contingent cargo options where appropriate
- Loss-control and claims support: dedicated and experienced claims unit, telematics offered for all drivers, and forward-facing cameras provided for all units
- Underwriting team with 10+ years of industry experience focused on intermodal exposures
Underwriting Notes
Underwriters look for clear documentation of operations, driver qualifications, and risk control measures such as telematics and forward-facing cameras. The program favors established operations over startups; new ventures are typically not eligible. Hazmat operations and auto haulers are excluded.
If you have a specific account, be prepared to provide:
- Risk history and current loss run reports
- Details of typical routes and cargo types
- Driver qualification files and vehicle maintenance records
- Telematics or camera program details (if available)
Territories and Availability
This program is available in: AL, AZ, AR, CA, CO, DE, GA, ID, IL, IN, IA, KS, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, DC, WY.
Example Scenarios
- You have a 10-unit drayage fleet serving a West Coast port with established telematics and a low loss history — this program can provide admitted or non-admitted options with telematics-integrated loss control and claims support.
- An inland carrier operating short hauls between railheads and regional warehouses, with driver monitoring and camera systems in place, looking for a tailored liability and physical damage package.
Why Place with TUMI / Amwins Underwriting
Amwins Underwriting’s TUMI program pairs niche intermodal underwriting experience with broad market access and hands-on loss-control services. For agents and brokers, that means better placement options for specialized intermodal risks, practical loss-mitigation tools (telematics and cameras), and a claims team familiar with transportation exposures.
Check out our program! Visit our website to learn more.