Lawyers Professional Liability

Overview — Amwins Underwriting Lawyers Professional Liability

For more than 40 years, Amwins Underwriting (APU) has offered a dedicated Lawyers Professional Liability program for small to mid-sized law firms. This program provides tailored professional liability coverage for firms with 1–34 attorneys located in Maine, New Hampshire and Vermont. Agents can place firms that need flexible limits, broad insured definitions, and enhanced pre- and post-claim services through a program admitted in some states with access to CNA paper.

Ideal accounts and appetite

• Law firms and solo practitioners with 1–34 attorneys based in ME, NH, or VT.
• Firms that perform general civil litigation, transactional work, corporate and business services, estate planning, real estate, and related services.
• Attorneys who also act as government affairs advisors or lobbyists — the program explicitly broadens the insured definition to include these roles.
• Less suitable: very large firms, firms with frequent securities or complex ERISA exposures, or firms with persistent, severe malpractice histories (refer to underwriting).

Coverage highlights and advantages

This program emphasizes breadth of coverage and agent-friendly features:

• Flexible limits: Limits of liability from $100,000/$300,000 up to $10,000,000/$10,000,000.
• Broad insured definition: Includes attorneys performing legal services and government affairs advisors/lobbyists where applicable.
• Prior acts: Full prior acts coverage available subject to underwriting review.
• Privacy & network exposure: Privacy injury and client network damage claims are included in the definition of "claims."
• Supplementary payments & services: Loss of earnings, disciplinary proceeding coverage, regulatory inquiry, crisis event coverage, subpoena assistance and pre-claims assistance.
• No "hammer" clause: Settlement clause without a punitive “hammer.”
• Extended reporting period (tail): Optional ERP available; free retirement tail and free death/disability tail are offered.

Underwriting notes and submission requirements

Underwriting focuses on firm size, practice areas, loss history and risk management practices. Provide complete material to speed placement.

• Completed new business application
• Loss runs
• Firm engagement letter
• Current letterhead

Please send submissions to: [email protected]

Program limits and carrier

Program limits: Limits of liability range from a minimum of $100,000 per claim / $300,000 aggregate up to $10M / $10M.

Carrier: CNA

Admitted status: Some available states (see availability).

Territory / availability

This Lawyers Professional Liability program is available to firms located in Maine, New Hampshire and Vermont.

Why place with Amwins Underwriting?

• Decades of program experience focused on small-to-mid sized law firms in New England.
• Competitive range of limits and broad features (privacy, disciplinary defense, prior acts) that help agents offer meaningful protection to attorney clients.
• Underwriting that accommodates lobbyists/government affairs counsel and offers flexible tail options valuable at retirement or disability.
• Direct submission route to underwriting via the listed Amwins contact to streamline quotes and bindable options.

*This is intended as a brief overview of the coverages offered. Please ask for complete copies of policies for a full description of coverage.

Frequently Asked Questions

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