This program from Amwins Underwriting is tailored for a broad set of metal and plastics operations, including custom machining, metal finishing, foundries, and plastics manufacturers such as extruders and injection molders. Underwriters here understand the specific property, GL and product exposures that are typical in these industries and structure packages that address production interruption, equipment breakdown, product liability and pollution-related risks commonly faced by manufacturers and distributors.
Ideal Accounts and Appetite
The program works best for mid-market manufacturing and distribution operations with predictable loss histories and controlled production exposures. Typical classes that fit the program include:
Accounts generally must have operations focused on manufacturing or distribution rather than installation or finished consumer products. The following are outside the program’s appetite:
Coverage Highlights and Advantages
Coverage is provided on an admitted basis unless otherwise indicated. The program’s strengths include industry-focused underwriting, flexible package A/I placements for typical manufacturing exposures, and available enhancements for property and equipment breakdown that are important to production-dependent operations.
Underwriting Notes and Submission Requirements
Underwriters require complete information to provide a competitive quote. Typical submission requirements include:
Please send submissions to: [email protected]
*This is intended as a brief overview of the coverages offered. Please ask for complete copies of policies for a full description of coverage.
Territories and Availability
The program is available in all states. Underwriting and endorsed coverages may vary by state, and admitted coverage is the default unless otherwise noted.
Why Place This Business with Amwins Underwriting
Amwins Underwriting brings deep, program-level expertise in metal and plastics exposures, a stable admitted platform in most states, and targeted forms and endorsements that reflect manufacturing needs. You should consider this program when you need a consolidated package for both property and liability exposures with experience handling product, equipment breakdown and business income exposures common to manufacturing clients.
Example accounts
- You might have a mid-sized machine shop that performs custom parts production and needs equipment breakdown coverage and agreed-value business income limits while maintaining product liability protection for assembled components.
- Or a plastic injection molder that supplies parts to industrial clients and requires inland marine for shipped tooling, cyber liability, and product withdrawal expense coverage.
Frequently Asked Questions
What types of accounts are a good fit for the Metal & Plastics Insurance Program?
Mid-market metalworking and plastics manufacturers or distributors with manufacturing-focused operations—machine shops, foundries, electroplaters, extruders and injection molders—are the primary targets. The program prefers production/distribution exposures rather than installation contractors or finished consumer goods manufacturers.
Is the program admitted in all states?
The program is available in all states and is offered on an admitted basis unless otherwise indicated. Specific forms and availability can vary by state.
What documentation do underwriters expect with a submission?
Provide standard applications, the Metal & Plastics supplemental questionnaire (and any applicable finishing or foundry questionnaires), five years of prior premium and loss information, product descriptions or brochures, and a business income worksheet when requested limits exceed the stated threshold.
Need help placing an account? Connect with a market specialist.