Program highlights
- Available nationwide
- Broad array of events covered
- Low minimum premium of $90
- Customized solutions tailored to the individual risk
Types of events we place
The program is built for community, social and commercial events. The following is a partial list — if your event type is not shown, please contact underwriting for consideration.
- Arts and craft shows
- Conventions and exhibits
- Reunions, meetings and seminars
- Auctions, bazaars and charity events
- Dances, receptions, banquets and social gatherings
- Musicals, shows and performances
- Church meetings and weddings
Coverage options
Available coverages include (view more details here):
- Tenant Users Liability Insurance Policy — commonly used when an event is held at a leased or rented facility and the venue requires proof of liability insurance.
- Other Special Events Insurance — package liability solutions for general event exposures tailored to event size and activities.
- Contingency Policy — protection for certain economic losses tied to event cancellation, abandonment or postponement (subject to underwriting).
Ideal accounts and appetite
This program is a strong fit for agents placing small to mid-sized community, nonprofit and commercial events where standard liability and contractual evidence of insurance are needed. Typical good fits include:
- Local festivals, craft fairs and farmers markets
- Fundraisers, charity galas and auctions
- Small conventions, seminars and trade shows
- Weddings, receptions and private social events
Events involving unusually high hazards — for example large scale amusement rides, professional sporting events, major concerts with pyrotechnics, or exposures requiring admitted-only placements — may need specialized underwriting and may not qualify. When in doubt, submit the details to underwriting for review.
Underwriting notes & minimums
Underwriters evaluate each event by size, attendance, activities, alcohol exposure, contract requirements and venue arrangements. The program offers flexibility and can be customized to the client’s needs where appropriate. Minimum premium: $90. Larger or higher-hazard events will be priced based on exposure and specific terms.
Territories and availability
Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
Why place special events with Amwins Underwriting
As part of Amwins Underwriting, Special Markets Insurance Consultants combines niche event expertise with broad market access. We provide straightforward appetite guidance, responsive underwriting, and flexible policy options that help you meet venue requirements and client expectations. Use this program when you need a quick, reliable solution for common event risks or a tailored placement for more complex gatherings.
Example scenarios
- You have a community center hosting a weekend craft fair that requires a tenant users liability certificate — this program can provide the required policy quickly with a low minimum premium.
- An organization planning a charity gala needs general liability and contingency options if the event must be postponed — submit the event details to explore combined solutions.
To learn more about our niche Special Events insurance program, please visit our website.