AP Advantage
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AP Advantage
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Umbrella Insurance
When your clients need more; AP Advantage has access to carriers providing an Umbrella Insurance policy that meets your clients need.  We understand that a primary policy may not be enough coverage. We have market access to multiple carriers offering  a variety of Umbrella Insurance policies that can offer your client additional coverage.

Product Highlights:• Standalone P&C Umbrella. Following form excess and high excess liability accounts.
• $1-$10 million available for Umbrella. FFEXS and high EXS coverage – high EXS has a maximum attachment point of $25 million (not including primary limits)
• Coverage in all 50 States for admitted and non-admitted paper
• Over 700+ general liability class codes available
• Competitive pricing
    -Low hazard (apartments) MP $750/1st mil. $650/additional layer
    -Medium hazard (hotels) MP $900/1st mil. $750/additional layer.
• Quick turnaround
• All limits automatically listed on the quote letter
Target Classes:
• Restaurants
• Hospitality, Hotels, Motels, etc.
• Real Estate: Apartments, Vacant land/farms, LRO Buildings, etc.
• Commercial & Trade Contractors (commercial not available in NY)
• Retail
• Service
• Distributors
• Homeowner/Town Home Associations
• Manufacturing

Umbrella Insurance is designed to help protect your client from major claims and lawsuits. We understand that protecting your client’s assets is highly important and critical to their business/property and Umbrella Insurance will go above and beyond the limits to cover your client in these situations.

We acknowledge all submissions by email within 24 hours and will provide you and your client with a quick turnaround.

If you do not hear from us within 24 hours please let us know immediately, our team is dedicated to providing you and your client with exceptional customer service.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Most Available Markets
  • Carriers:
  • Carrier Ratings:
    "A" A.M. Best
  • Commission:
  • Min Premium:


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Rocky Hill, CT 06067
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AP Advantage has other insurance programs like Architect and Engineers Insurance.