Ideal Accounts and Appetite
This program is built for businesses performing landscaping, tree care, and lawn maintenance services. Target class codes include:
- 97047 – Landscape Gardening
- 97050 – Lawn Maintenance
- 99777 – Tree Pruning, Dusting, Spraying, Repairing, Trimming, or Fumigating
It also accommodates ancillary operations such as excavation, grading, snow plowing, nursery garden work, and even minor plumbing.
Coverage Highlights and Advantages
With just one carrier, the Greenscape Insurance Plan offers a comprehensive package that includes:
- Property
- Inland Marine
- Crime
- General Liability
- Auto
- Workers’ Compensation
Industry-specific endorsements and enhancements are available to meet the needs of green service professionals:
- Blanket Additional Insured (including primary wording)
- Arborist & Landscape Professional Services (E&O)
- Blanket Waiver of Transfer of Rights
- Pesticide & Herbicide Applicator Coverage
- Per Project Aggregate
- Tools & Equipment Coverage
- Crane & Boom Coverage
- Installation Floater
You might have a client who operates a tree trimming business and also offers snow removal in the off-season—this program can cover both lines under one comprehensive package.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on risk characteristics, territory, and selected lines of coverage. Blue River Underwriters takes a practical and flexible underwriting approach, helping you find solutions for accounts with multi-line needs in landscaping and arborist services.
Territories and Availability
The Greenscape Insurance Plan is available in the following states:
AL, AR, AZ, CA, GA, IA, IL, KS, KY, LA, MI, MO, NC, NV, OH, TN, TX, UT, VA, WA, WI.
This program is written on an admitted basis in most available states, offering regulatory advantages and peace of mind for both agents and insureds.
Why Work With Blue River Underwriters
Blue River Underwriters brings deep industry knowledge and underwriting expertise to the landscaping and arborist sector. By offering a single-carrier, admitted solution with tailored enhancements, they make it easy for agents to deliver value and protection to their green industry clients. Whether your client is a small lawn care company or a full-service landscape contractor, Blue River provides the tools and support you need to place and retain this business confidently.
Frequently Asked Questions
What types of accounts are a good fit for the Greenscape Insurance Plan?
This program is ideal for landscaping contractors, lawn care services, tree trimming and arborist companies, and businesses offering excavation, snow removal, or nursery services.
Is the Greenscape Insurance Plan admitted?
Yes, it is written on an admitted basis in most of the available states, offering regulatory benefits and added credibility for your clients.
Can one policy cover multiple services like landscaping and snow plowing?
Yes, the program is designed to accommodate ancillary services such as snow plowing, grading, and minor plumbing, along with core landscaping operations.
What specialized coverages are included for arborists?
Coverage options include Arborist and Landscape Professional Services (E&O), Crane & Boom Coverage, and Pesticide & Herbicide Applicator coverage.
Which states is this program available in?
The program is available in AL, AR, AZ, CA, GA, IA, IL, KS, KY, LA, MI, MO, NC, NV, OH, TN, TX, UT, VA, WA, and WI.
Need help placing an account? Connect with a market specialist.