Protect Your Nonprofit Clients with Charity First's D&O Insurance Program
At Charity First Insurance Services Inc., we specialize in providing tailored insurance solutions for nonprofit organizations across the country. Our Nonprofit Directors & Officers (D&O) Insurance program is designed to help agents place coverage that protects nonprofit boards, officers, trustees, and management from a wide range of exposures related to governance, fiduciary duty, and decision-making.
With decades of program administration experience and a nationwide reach, Charity First partners with top-rated A.M. Best "A" carriers to offer flexible, comprehensive solutions that evolve alongside your client’s mission. Whether your insured is a small community foundation or a large national nonprofit, we can help you deliver reliable protection against lawsuits and financial loss tied to leadership decisions.
Ideal Accounts and Appetite
Our program targets a broad range of eligible nonprofit organizations, including but not limited to:
- Charities and foundations
- Educational and cultural institutions
- Religious organizations
- Social service agencies
- Environmental and advocacy groups
You might have a client who operates a regional food bank or a nonprofit art museum—both are examples of accounts we regularly support. Our underwriting team understands the nuances of nonprofit operations and can accommodate organizations of varying sizes and missions.
Coverage Highlights and Advantages
- Directors & Officers Liability with optional Employment Practices Liability
- Defense costs outside the limits (available in many cases)
- Third-party claims coverage available
- Flexible policy terms designed to grow with the organization
- Access to free risk management resources, including an extensive online safety library
We help your clients mitigate risk and reduce exposure by offering complimentary tools that promote safer operations and informed governance.
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on the size and scope of the organization, as well as selected coverages. Our experienced underwriters are ready to work with you to evaluate your client’s needs and structure an appropriate policy. We offer both new business and renewal options with competitive terms.
Territories and Availability
This program is available in most states nationwide, including CA, TX, NY, IL, FL, and many others. We are positioned to support agents and brokers across all 50 states and the District of Columbia, offering admitted products in most jurisdictions.
Why Work With Charity First Insurance Services Inc.?
Charity First is a trusted general agency known for its deep commitment to the nonprofit sector. We work exclusively with top-tier insurance carriers to provide products developed specifically for nonprofit risks. Our team is responsive, knowledgeable, and focused on making it easy for agents and brokers to access quality coverage for their clients.
With Charity First, you’ll benefit from:
- Decades of experience in nonprofit insurance
- Nationwide program reach
- Flexible underwriting and customized options
- Dedicated support and resources for agents
We put your charity clients first—so you can too.