A growing and highly competitive sector, the construction industry continues to see increasing demand for skilled contractors and tradespeople. Whether your clients are in roofing, drywall, electrical, carpentry, or another trade, their commercial vehicles are essential to daily operations. From job site transport to supply pickups and deliveries, these vehicles face constant exposure to risk. That’s why having the right Commercial Auto insurance coverage is not just important—it’s essential.
Target Accounts and Ideal Classes
We specialize in placing coverage for a wide range of business types within the construction and service sectors. Our appetite includes, but is not limited to:
If you’re working with a contractor who owns a small fleet of trucks or a distributor servicing a regional territory, our program can help you secure the appropriate coverage to meet their needs.
Coverage Highlights and Additional Options
Our Commercial Auto coverage is structured to protect your clients against the real-world exposures they face on the road every day. In addition to core auto coverage, we offer optional lines to help round out protection for your insureds:
*Please contact our office to confirm state availability for these coverages.
Underwriting Process and Contracting
We’ve streamlined our sign-up process for brokers, allowing us to approve most applications the same day we receive a completed form. While we can provide quotes before a broker is fully contracted, a signed agreement is required before binding coverage.
For fast turnaround, our dedicated Commercial Auto underwriter, Dawn, can provide a quote in under 37 minutes. She’ll work with you to understand your client’s operations and tailor coverage recommendations accordingly.
Availability and Market Access
Chenango Brokers offers access to multiple carriers, giving us the flexibility to find competitive solutions across various risk profiles. Our Commercial Auto program is available in the following states:
AZ, CT, FL, IL, MD, NV, NJ, NY, OH, PA, RI, VA, WA
Some coverages are written on an admitted basis depending on the state. Please contact us to confirm availability and applicable markets in your client’s location.
Why Partner With Chenango Brokers
As a trusted wholesale broker, Chenango Brokers brings deep expertise in the construction and contractor space. Our team understands the complexity of these risks and works closely with agents to deliver tailored solutions that keep your clients protected and their businesses moving forward.
Whether you're placing a new contractor's first commercial truck or a seasoned construction firm’s fleet, we’re here to support your success with fast quotes, responsive underwriting, and a broad market reach.
Frequently Asked Questions
What types of accounts are a good fit for this Commercial Auto program?
Ideal accounts include contractors, distributors, and service providers in construction-related trades such as plumbing, HVAC, electrical, drywall, and more. We also write accounts with trucks up to 45,000 lbs and movers within a 300-mile radius.
Can I get a quote before becoming appointed with Chenango Brokers?
Yes, we can generate quotes before you're fully contracted. However, we cannot bind coverage until the contract is signed and returned.
What states is this program available in?
This Commercial Auto program is offered in AZ, CT, FL, IL, MD, NV, NJ, NY, OH, PA, RI, VA, and WA. Availability of additional coverages may vary by state.
Are additional lines of coverage available?
Yes, we offer Bonds, General Liability, Workers Compensation, and Umbrella coverage. Please contact us to confirm availability in your state.
How quickly can I expect a quote?
In most cases, we can provide a Commercial Auto quote in under 37 minutes once we have the necessary information about your client’s operations.
Need help placing an account? Connect with a market specialist.