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Chenango Brokers, LLC
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Chenango Brokers, LLC
Contact Us
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Roofing Contractors Insurance

Working in the construction industry carries inherent risks, and roofing contractors face some of the highest exposure. From working at elevated heights to handling heavy equipment and hazardous materials, roofers are considered high-risk by most insurance standards. A well-structured insurance policy is essential for mitigating these risks and protecting both the contractor and their business.

Roofing Contractors Insurance Program from Chenango Brokers

Chenango Brokers, LLC offers a comprehensive Roofing Contractors Insurance program designed specifically for agents and brokers looking to place roofing-related risks. As a leading wholesale broker, Chenango simplifies the process with minimal supplemental applications and a fast, efficient binding process—ideal for busy contractors and the agents who serve them. We understand that roofing contractors need specialized coverage that addresses their unique exposures. Our program is built to meet those demands while also aligning with the requirements of local markets in selected states.

Target Classes and Ideal Accounts

This program is well-suited for residential and light commercial roofing contractors, including those who perform: • Tear-off and replacement work
• Asphalt shingle installation
• Metal roofing systems
• Flat and low-slope roofing
• Gutter installation and repair
 Accounts with a solid safety record, proper use of fall protection, and a history of compliance with OSHA standards are preferred. We can also consider risks with subcontractor exposure, provided proper controls are in place.

Coverage Highlights

A proper roofing contractors policy typically includes: • Workers' Compensation
• General Liability
• Business Owners Policy (BOP)
• Commercial Auto
• Professional Liability
• Product Liability
• Bodily Injury
• Personal Injury In addition to these core coverages, we recommend inland marine and tools/equipment insurance to protect mobile equipment and jobsite tools—critical assets for roofing professionals.

Why Agents Choose Chenango Brokers

At Chenango, we prioritize ease of doing business. We eliminate redundant paperwork and help agents bind policies quickly so their clients can stay focused on the job. Our team has access to markets that understand the roofing industry and are willing to write business others might decline.

Underwriting and Minimum Premiums

Minimum premiums vary depending on the carrier and product selected. We work with a range of admitted and non-admitted markets to provide flexible solutions. Our underwriters consider each submission individually and are committed to finding the right fit.

Available States

Our Roofing Contractors Insurance program is available in the following states: AL, AZ, CT, FL, GA, IL, MD, NV, NJ, NY, OH, OK, OR, PA, RI, TX, VA, WA Please note that not all carriers and products are available in every listed state. Contact us to confirm availability for a specific risk.

Partner With a Trusted Wholesale Broker

Let Chenango Brokers be your go-to wholesaler for roofing contractor risks. With decades of experience and a commitment to helping agents succeed, we provide the markets, service, and speed you need to win and retain roofing clients.

Frequently Asked Questions

What types of roofing contractors are eligible for this program?

We target residential and light commercial roofing contractors, including those working with shingles, metal roofs, flat roofs, and gutter systems. Accounts with a good safety history are preferred.

Is this program available in all states?

No, it is currently available in select states including NY, NJ, FL, TX, and others. Please refer to the list above or contact us to confirm availability in your state.

What coverages are included in the Roofing Contractors Insurance program?

Common coverages include General Liability, Workers' Compensation, BOP, Commercial Auto, Professional Liability, and optional Inland Marine for tools and equipment.

Do I need to complete a supplemental application?

We keep the process simple. Chenango does not require lengthy or repetitive supplemental applications, making it easier and faster to bind coverage.

What kinds of accounts might not be a fit?

Very large commercial roofing operations, risks with poor loss history, or contractors without proper fall protection protocols may not qualify for this program.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Some Available States
  • Carriers:
  • Carrier Ratings:
    Varies
  • Commission:
    Refer to chenangobrokers.com
  • Min Premium:
    Varies by Carrier and Products

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CONTACT INFORMATION

LOCATION

65 West Front Street
Hancock, NY 13783
800-403-3738
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APPLICATIONS

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Chenango Brokers, LLC has other insurance programs like BOP.