Continental Underwriters, Inc. is a specialized Managing General Agency (MGA) and wholesaler dedicated exclusively to the forest products industry. Our Forest Products Insurance program is built specifically for businesses involved in the manufacturing, distribution, and retailing of lumber and related building materials. We work directly with agents and brokers across North America to provide tailored insurance solutions for a wide range of forest product operations.
Ideal Accounts and Appetite
This program is ideal for businesses involved in:
- Sawmills and veneer mills
- Pallet mills and plywood plants
- Wood treating and preserving operations
- Woodworking and component manufacturers
- Producers and distributors of timbers, cants, railroad ties, panel products, and more
Whether your client operates a single-location mill or manages multiple facilities across state lines, we can help you place coverage tailored to their specific exposures.
Coverage Highlights and Advantages
Through our network of carrier partners, we deliver comprehensive insurance options designed to meet the unique needs of the forest products sector. Available lines of coverage include:
- Property
- Inland Marine
- General Liability
- Commercial Auto
- Workers Compensation and Employers Liability
- Commercial Umbrella
- Employment Practices Liability
- Equipment Breakdown Coverage
- Crime Coverage
We understand the property, liability, and operational risks that come with managing forest product businesses. Our products are designed to address high fire hazard exposures, heavy machinery use, transport risks, and workforce safety — all within one cohesive insurance package.
Underwriting Notes and Minimum Premiums
Minimum premiums vary and are based on account size, operations, and coverage needs. We work closely with agents to provide competitive and customized solutions. Submissions should include detailed operational information, loss history, and current coverage terms for fastest turnaround.
Territories and Availability
Our Forest Products Insurance program is available in most states across the U.S., including but not limited to CA, TX, FL, NY, WA, and NC. We offer coverage in both admitted and non-admitted markets, depending on state and risk profile. Reach out to confirm availability in your client’s location.
Why Work With Continental Underwriters, Inc.?
With a sole focus on the forest products industry, Continental Underwriters brings unmatched industry insight and underwriting depth to this niche. We understand the risks, language, and operations of your clients — allowing us to provide smarter, faster, and more relevant solutions. Our strong relationships with multiple carriers give us the flexibility to find the right market fit for nearly any forest product account.
If you have a client who runs a regional sawmill operation with high-value equipment and seasonal workforce needs, or a multi-state lumber distributor with complex logistics exposures, we can help you place the right coverage efficiently and competitively.
Frequently Asked Questions
What types of accounts are a good fit for this program?
We specialize in insuring sawmills, pallet mills, plywood plants, veneer mills, wood preservation operations, and other wood product manufacturers and distributors.
Is this program available in all states?
The program is available in most U.S. states. Please check with us for specific state eligibility and admitted status in your client’s location.
What coverages are included in the Forest Products Insurance program?
Available coverages include Property, General Liability, Inland Marine, Commercial Auto, Workers Compensation, Umbrella, EPLI, Equipment Breakdown, and Crime Coverage.
Are there minimum premium requirements?
Minimum premiums vary based on risk size and coverage needs. Contact us with your client’s profile to get a customized quote.
What makes Continental Underwriters unique in this space?
We are exclusively focused on the forest products industry, offering deep expertise, tailored underwriting, and access to multiple carriers for niche risks.
Need help placing an account? Connect with a market specialist.