Continental Underwriters, Inc. offers a specialized Transportation Insurance Program designed to help agents and brokers across the U.S. place coverage for challenging and niche trucking risks. As a Managing General Agency with deep expertise in the wood products and general commodities sectors, Continental Underwriters provides tailored solutions for hard-to-place accounts, with access to a broad range of markets and carrier partners.
Ideal Accounts and Appetite
This program is especially strong in serving the Wood Hauling industry, including operations involved in transporting logs, lumber, chips, sawdust, timber, and related wood products. These types of risks often face placement difficulties with standard markets due to exposure complexity, but Continental Underwriters has built a program specifically to address those needs.
In addition, the General Commodities segment of the program accepts a wide variety of transportation classes, including:
- Dry Van Operations
- Truckload and Less Than Truckload (LTL)
- Refrigerated Goods
- Intermodal Freight
- Agricultural Product Hauling
This program is an excellent fit for agents with transportation clients who need flexible, competitive options for specialized goods or who have had difficulty finding coverage in the standard market.
Coverage Highlights and Advantages
Continental Underwriters works with multiple carriers to offer a full suite of transportation-related coverages, including:
- Auto Liability
- Auto Physical Damage
- Motor Truck Cargo
- Inland Marine
- General Liability
- Umbrella / Excess Liability
Programs are structured to be both competitive and comprehensive, with coverage designed to meet the real-world needs of your insureds. Whether your client is a small operation hauling logs in the Southeast or a regional carrier moving refrigerated goods in the Midwest, Continental Underwriters can help you find the right fit.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the type of risk, line of coverage, and state. The underwriting team at Continental Underwriters works closely with agents to review submissions and structure appropriate coverage for each account. Due to the specialty nature of the wood hauling segment, early engagement with the underwriters is encouraged for complex or higher-risk submissions.
Territories and Availability
The Transportation Insurance Program is available in most U.S. states, including but not limited to CA, FL, TX, GA, NY, PA, IL, OH, and NC. Continental Underwriters offers admitted coverage in most available states, and their broad geographic reach allows brokers from coast to coast to place specialized transportation risks with confidence.
Why Work With Continental Underwriters, Inc.?
As a Managing General Agency with a niche focus on wood products and transportation, Continental Underwriters brings market access, underwriting expertise, and responsive service to every account. Agents benefit from knowledgeable staff who understand the risks and challenges of hauling specialized goods—and who can deliver solutions where others may not. Whether you're placing a single-unit hauler or a multi-state fleet, Continental Underwriters can provide the support and tools you need to serve your clients effectively.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for wood haulers (logs, lumber, chips, etc.) and general commodities transporters including dry van, LTL, refrigerated, intermodal, and agricultural risks.
Is this program available in all states?
It is available in most states across the U.S., including CA, TX, FL, GA, and many others. Check with Continental Underwriters for specific state availability.
Are both small and large fleets eligible?
Yes, the program can accommodate a range of operations from single-unit haulers to larger regional fleets, depending on underwriting guidelines.
What coverages can I place through this program?
You can access Auto Liability, Auto Physical Damage, Motor Truck Cargo, Inland Marine, General Liability, and Umbrella coverage through this program.
What makes Continental Underwriters different from other MGAs?
Their deep specialization in wood-related transportation risks and access to a wide range of carrier partners allows them to tackle hard-to-place risks effectively.
Need help placing an account? Connect with a market specialist.