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Diversified Insurance Facilities
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Diversified Insurance Facilities
Contact Us
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Auto Inventory Insurance

Diversified Insurance Facilities offers a comprehensive Auto Inventory Insurance program tailored for franchised auto dealers across multiple vehicle categories. This includes dealerships specializing in automobiles, trucks, RVs, and motorcycles. Whether your client is a large multi-location dealer or a smaller franchise operation, this program is designed to help them protect their vehicle inventory from physical damage exposures.

Ideal Accounts and Appetite

This program is best suited for franchised dealerships that carry new and used inventory. Eligible accounts include:
  • New and used auto dealers (franchised)
  • Truck and commercial vehicle dealers
  • RV and recreational vehicle franchises
  • Motorcycle dealerships
In addition to standard inventory, the program can also cover:
  • Demonstrator vehicles
  • Shop rentals and loaner vehicles
  • Furnished autos used by employees
  • Consigned inventory held on premises
  • Hired vehicles in the care of the dealership

Coverage Highlights and Advantages

Diversified Insurance Facilities understands the unique risks faced by auto dealerships. Their Auto Inventory Insurance program helps agents secure coverage that addresses:
  • Physical damage from collision, fire, theft, vandalism, and weather-related events
  • Flexibility for inventory fluctuations
  • Coverage for non-owned vehicles in the care, custody, and control of the dealer
You might have a client who recently expanded their lot to include RVs and motorcycles. This program can offer bundled coverage for all vehicle types under a single policy framework, simplifying administration and improving risk management.

Underwriting Notes and Minimum Premiums

Minimum premiums and underwriting requirements vary based on account size, vehicle types, and location. Diversified Insurance Facilities works with a range of carriers, allowing for flexible solutions that fit your client’s risk profile. Some admitted markets are available, depending on state and risk classification.

Territories and Availability

This program is available in most states, including but not limited to CA, FL, TX, NY, IL, and GA. A full list of eligible states includes all 50 states plus the District of Columbia. Admitted markets are available in some territories, and non-admitted options may be used where applicable.

Why Work With Diversified Insurance Facilities?

As a wholesale broker with access to multiple carriers, Diversified Insurance Facilities brings deep experience in automotive industry risks. Their team understands the nuances of dealership operations and offers responsive service to help agents secure competitive terms. Whether your client needs coverage for a single location or a regional dealership network, Diversified is equipped to support your placement process from submission through binding.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for franchised dealerships that sell new or used autos, trucks, RVs, or motorcycles. It also covers demonstrators, rentals, consigned vehicles, and more.

Is this program available on an admitted basis?

Some admitted markets are available, depending on the state and risk profile. Non-admitted options are also used when appropriate.

Can I submit a dealership with multiple vehicle types?

Yes, dealerships with mixed inventory such as autos, RVs, and motorcycles are eligible. The program is designed to handle a variety of vehicle types under one policy.

What is the minimum premium for this program?

Minimum premiums vary based on factors like inventory size, vehicle type, and location. Contact Diversified Insurance Facilities for specific underwriting guidelines.

Which states is this program available in?

This program is available in all 50 states plus Washington, D.C.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Some Available Markets
  • Carriers:
  • Carrier Ratings:
    Varies
  • Commission:
    Varies
  • Min Premium:
    Varies

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CONTACT INFORMATION

LOCATION

18 Augusta Pines Dr. , Ste. 220W
Spring, TX 77379
281-364-8300
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Diversified Insurance Facilities has other insurance programs like DealerCard Retention Program.