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Diversified Insurance Facilities
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Diversified Insurance Facilities
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Diversified Marina Insurance Program

The Diversified Marina Insurance Program from Diversified Insurance Facilities is designed specifically for the unique exposures faced by businesses operating in and around freshwater marinas. As a wholesale broker with access to multiple carriers, Diversified offers flexible and comprehensive solutions for a wide range of marine-related risks.

Overview of the Program From Diversified Insurance Facilities

This program targets businesses involved in recreational boating and marina operations. It provides tailored coverage for both wet and dry property, including storage and moorage, making it an ideal fit for many freshwater marine facilities. Whether your client operates a family-owned boat dealership, a busy yacht club, or a full-service marina with ancillary services like fueling and repairs, this program is structured to meet a wide variety of needs.

Ideal Accounts and Appetite

This program is well-suited for:
  • Freshwater marinas (both wet and dry slips)
  • Boat dealerships and sales operations
  • Yacht clubs and boat clubs
  • Boat storage yards and mooring facilities
  • Marine-related hospitality services (restaurants, snack bars, marine stores)
  • Campgrounds and hotels with marina access
  • Watercraft rental businesses
  • Boat repair and servicing operations
You might have a client who operates a seasonal marina with dock rentals, boat repairs, and a fueling station — this program can provide the comprehensive coverage they need under one solution.

Coverage Highlights and Advantages

  • Property coverage for both wet and dry storage areas
  • Boat dealer liability
  • Ship repairer’s liability
  • Liquor liability (for package sales only)
  • Protection for ancillary operations such as fueling, hauling, launching, and servicing
  • Coverage available for restaurants, marine supply stores, and lodging facilities associated with marina operations
This all-in-one program is designed to protect your clients’ diverse operations, reducing coverage gaps and simplifying policy management.

Underwriting Notes and Minimum Premiums

Minimum premiums and underwriting requirements vary based on account complexity, location, and operations. Diversified Insurance Facilities works closely with agents to evaluate each risk and match it with appropriate markets. With access to both admitted and non-admitted carriers, they can place standard and hard-to-fit accounts alike.

Territories and Availability

The Diversified Marina Insurance Program is available in most U.S. states, including but not limited to CA, FL, TX, NY, and WA. Coverage is offered across 48 states and Washington, D.C., giving you broad access to place business nationwide.

Why Work With Diversified Insurance Facilities?

As a wholesale broker with deep experience in marine-related risks, Diversified Insurance Facilities brings value through market access, underwriting expertise, and responsive service. Their ability to tailor solutions for freshwater marinas and related operations makes them a reliable partner for placing complex or niche accounts. Whether you're working with a small marina or a large, multi-use facility, Diversified can help you secure the right coverage at competitive terms.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for freshwater boat dealerships, marinas (wet and dry), yacht clubs, marine repair shops, and related hospitality services like restaurants or campgrounds attached to marina operations.

Can the program handle operations with multiple services, like fueling and boat rentals?

Yes, the program is designed to cover a wide range of marina-related activities, including fueling, watercraft rental, hauling, launching, and repair services.

Are both admitted and non-admitted carriers available?

Yes, Diversified Insurance Facilities has access to both admitted and non-admitted markets, depending on the risk and state-specific requirements.

What is the minimum premium for this program?

Minimum premiums vary depending on the type and size of the operation. Diversified reviews each submission individually to determine pricing.

In which states is this program available?

The program is available in most states, including CA, FL, TX, NY, WA, and many others across the U.S., totaling 48 states plus Washington, D.C.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Canada:
    Saskatchewan
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Some Available Markets
  • Carriers:
  • Carrier Ratings:
    Varies
  • Commission:
    Varies
  • Min Premium:
    Varies

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CONTACT INFORMATION

LOCATION

18 Augusta Pines Dr. , Ste. 220W
Spring, TX 77379
281-364-8300
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Diversified Insurance Facilities has other insurance programs like Auto Inventory Insurance.