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Diversified Insurance Facilities
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Diversified Insurance Facilities
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Diversified Marina Insurance Program

The Diversified Marina Insurance Program from Diversified Insurance Facilities is tailored to the exposures faced by businesses operating in and around freshwater marinas. As a wholesale broker with access to multiple carriers, Diversified places both standard and hard-to-fit marina risks with flexible, comprehensive solutions for marine-related operations.

Overview of the Program From Diversified Insurance Facilities

This program focuses on businesses involved in recreational boating and marina operations. It provides tailored coverage for wet and dry property, storage and moorage, and a range of ancillary services. Whether your client runs a family-owned boat dealership, a yacht club, or a full-service freshwater marina with fueling and repair operations, this program is structured to consolidate coverage and reduce gaps.

Ideal Accounts and Appetite

This program is a strong fit for accounts such as:
  • Freshwater marinas (wet and dry slips)
  • Boat dealerships and sales operations
  • Yacht clubs and boat clubs
  • Boat storage yards and mooring facilities
  • Marine-related hospitality (restaurants, snack bars, marine stores)
  • Campgrounds and hotels with marina access
  • Watercraft rental businesses
  • Boat repair and servicing shops
Example: you might have a seasonal marina that rents slips, performs repairs, and operates a small fueling station. This program can place those operations under one coordinated policy rather than piecing coverage together across multiple markets.

Coverage Highlights and Advantages

  • Property coverage for wet and dry storage areas and float structures
  • Boat dealer and ship repairer’s liability
  • Protection for fueling, hauling, launching, and servicing operations
  • Liquor liability for package sales only
  • Coverage options for on-site restaurants, marine supply stores, and lodging tied to marina operations
By packaging marina operations, the program helps reduce coverage gaps and streamlines policy management for multi-service facilities.

Underwriting Notes and Minimum Premiums

Underwriting varies by account complexity, location, and operations. Diversified works with agents to evaluate each risk and access the best-fit markets — both admitted and non-admitted when appropriate. Minimum premiums and specific terms are determined on a submission-by-submission basis.

Territories and Availability

The Diversified Marina Insurance Program is available broadly across the U.S., offered in 48 states plus Washington, D.C. Popular placement states include CA, FL, TX, NY, and WA. State-specific availability and admitted vs. non-admitted options depend on the market selected for the risk.

Why Work With Diversified Insurance Facilities?

Diversified Insurance Facilities is a wholesale broker with focused experience in marine-related exposures. Agents benefit from:
  • Access to multiple carrier markets for standard and specialty placements
  • Underwriting expertise that understands marina operations and exposures
  • Flexible solutions to combine property, liability, and ancillary exposures under one program
  • Responsive service to help place accounts that may be difficult in the retail market
If you have an account that needs consolidated marina coverage or if you’re facing placement challenges, Diversified can help identify suitable markets and terms.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for freshwater boat dealerships, marinas (wet and dry), yacht clubs, marine repair shops, and related hospitality services such as restaurants or campgrounds that are part of marina operations.

Can the program handle operations with multiple services, like fueling and boat rentals?

Yes. The program is designed to cover a wide range of marina-related activities, including fueling, watercraft rental, hauling, launching, and repair services.

Are both admitted and non-admitted carriers available?

Yes. Diversified has access to both admitted and non-admitted markets and will select the appropriate placement based on the risk and state regulations.

What is the minimum premium for this program?

Minimum premiums vary by the type, size, and complexity of the operation. Diversified reviews each submission individually to determine pricing and minimums.

In which states is this program available?

The program is available in most states, including CA, FL, TX, NY, and WA, and is offered across 48 states plus Washington, D.C.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Canada:
    Saskatchewan
  • Provider Type:
    Wholesale Broker
  • Admitted:
    Some Available Markets
  • Carriers:
  • Carrier Ratings:
    Varies
  • Commission:
    Varies
  • Min Premium:
    Varies

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CONTACT INFORMATION

LOCATION

18 Augusta Pines Dr. , Ste. 220W
Spring, TX 77379
281-364-8300
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Diversified Insurance Facilities has other insurance programs like Auto Inventory Insurance.