Commercial Chemical Applicators GL Insurance Program
Inter-Pacific Insurance Brokers, Inc. offers a longstanding General Liability insurance program tailored for commercial and agricultural chemical applicators. This program is underwritten by an "A" rated London market and has been in place since 1997, giving brokers a reliable and flexible solution for hard-to-place risks in this niche.
Ideal Accounts and Target Classes
This program is built for a wide range of chemical applicators and related service providers. You can place clients involved in:
- Commercial Applicators
- Crop Applicators
- Farm Management Services
- Habitat Restoration
- Landscape Maintenance
- Right of Way Spraying
- Urban and Rural Weed Control
- Wildlife Control Services
If you have a client managing large-scale weed control in rural areas, or a landscape contractor applying herbicides and fertilizers, this program could be a great fit.
Coverage Highlights and Risk Protection
Chemical application carries unique liability exposures. Our GL program helps protect your clients from common risk scenarios, including:
- The wrong field being treated
- The wrong chemical application
- Incorrect mixing ratios
- Delivery errors (e.g., striping)
- Unclean or incorrect application lines
This coverage is designed to address real-world mistakes that could lead to crop damage, property loss, or liability claims.
Program Structure and Minimum Premiums
The program is available on a non-admitted basis in most states, giving you access to broader underwriting flexibility. Minimum premiums typically range from $850 to $2,797, depending on the type of operation and liability limits required.
Territories Covered
You can place business through this program in the following states: Arizona, California, Colorado, Idaho, Iowa, Kansas, Montana, Nebraska, Nevada, Oregon, Utah, Washington, and Wyoming.
Why Work With Inter-Pacific Insurance Brokers, Inc.?
With more than two decades of experience in placing chemical applicator risks, Inter-Pacific Insurance Brokers, Inc. understands the nuances of this unique market. As a wholesale broker working with various carriers, they offer tailored solutions, efficient service, and reliable access to a long-established program.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Target accounts include commercial and crop chemical applicators, landscape contractors, habitat restoration firms, right of way sprayers, and weed and wildlife control services.
What types of exposures does this GL program cover?
The program covers liability from misapplication of chemicals, such as spraying the wrong field, using incorrect chemicals or mixes, and improper delivery methods.
Is this program offered on an admitted basis?
It is non-admitted in most available states, providing flexibility in underwriting and coverage structure.
What is the minimum premium for this program?
Minimum premiums typically range from $850 to $2,797, depending on coverage limits and the nature of the applicant’s operations.
Which states is this program available in?
The program is available in AZ, CA, CO, IA, ID, KS, MT, NE, NV, OR, UT, WA, and WY.
Need help placing an account? Connect with a market specialist.