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Keane -Heiden Agency Inc
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Keane -Heiden Agency Inc
Contact Us
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Auto Insurance in Stratford, CT

What affects the price of auto insurance?

  1. Insured Driver and Additional drivers profile
    1. Age
    2. Driving history
    3. Credit profile
  2. Insured Automobile
    1. Type and age of vehicle
    2. Cost of vehicle
    3. Safety options on the vehicle (type of brakes, body construction, crash test data etc)
    4. Estimated miles expected to be driven
  3. Other
    1. Deductible Amount – the lower out of pocket deductible, the higher the insurance premium.
    2. Amount of coverage limits – higher the coverage limits, the higher the premium.
    3. Additional and supporting insurance policies – examples of policies that support an auto policy
      1. Personal Umbrella
      2. Health Insurance
      3. Accident Insurance
  4. Our auto insurance experts are helping individuals and families in the Stratford, CT and surrounding areas, on a daily basis. Give us a call.

Why use a local insurance agent for your insurance?
  1. We have found that every client is unique and requires a certain level of customization, education and forward planning to set up the client for the best-case situation as it relates to risk management. And insurance policies are essentially that – risk management.
  2. A local insurance agent knows the particular laws, rules and regulations that pertain to that geographic location. Most agencies know very little about far away regions even in the same state – local environments vary. For our part we are far more knowledgeable about insuring clients and insurance policy regulations in a 100 mile radius of the Stratford, CT area than let’s say 200 miles away.
  3. You can meet our local insurance agents face to face if needed, and work through any particular problems you need help with.
  4. An insurance agent/broker can help you with the correct paperwork, explain the coverages that suit you best and help with the claim process.

How to pay for your auto insurance policy?

  1. The policy normally is valid for 6 months, and renews every six months, although some policies are annual. You can change auto insurance at any time and get a pro-rated refund if due.
  2. Most carriers will give you multiple payment options –
    1. Monthly auto debit from your bank account.
    2. Pay by mail/check (includes a service fee)
    3. Quarterly or bi-monthly payments.

U.S. States Available

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Keane -Heiden Agency Inc has other insurance programs like Business Insurance in Stratford, CT.