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Medical Billing Resources
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Medical Billing Resources
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Business Insurance in Macon, GA

Common Exclusions

Please note, coverage does vary by insurer and it will include additional exclusions other than the examples below. It would be best to thoroughly review your policy to know exactly what your policy does and doesn't cover.
  1. Damage to Your Work - Usually, commercial general liability policies exclude coverage for property damage to your work.
  2. Damage to Your Product - Commercial general liability policies will not cover property damage to your product.
  3. Contractual Liability - Commercial general liability policies exclude coverage for bodily injury or property damage that you are obligated to pay because you assumed liability in a contract or agreement.
  4. Recall of Products, Work, or Impaired Property - Commercial general liability policies will not pay the cost to recall faulty products, work, or impaired property. You do have the option to add this coverage to the policy by endorsement for an additional cost.
  5. Workers' Compensation and Employer's Liability - Commercial general liability policies don’t provide coverage for workers' compensation, or employer's liability.
  6. There may be other exclusions that apply on a local level to the Macon, GA and surrounding areas.

What is business insurance?
  1. A business insurance policy of business insurance package (multiple coverages and riders) normally starts with general liability insurance (or 'CGL'). It protects your business from a financial loss if you find yourself liable for property damage, personal, or an injury that was caused by your business, services provided, business operations or your employees. Our experts have helped many businesses in the Macon, GA and surrounding areas. Get in touch, we can help you too.


Who needs business insurance?
  1. In a word – every business! If you are a white collar professional (consultant), or run a business, a contractor, or small business owner, you need some form of general liability protection to safeguard your business. A single accident could result in a costly lawsuit. A general liability insurance policy is a great way to protect your business. You want to make sure you have liability coverage that matches your level of exposure. Some employers or clients might require you to carry a certain amount of general liability before you can work for them.
  2. To learn more from our experts in the Macon, GA and surrounding areas, get in touch with us.

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