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Midlands Management Corp
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Midlands Management Corp
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Debris Removal Demolition Storm Cleanup Contractors

From storm cleanup to controlled demolition, Cleanup Contractors face unique risks that require tailored insurance solutions. The Midlands Management Corp Debris Removal, Demolition, and Storm Cleanup Contractors Program is built specifically for contractors who handle the heavy lifting after storms or during site preparation. Whether your client hauls debris, fells trees, removes snow, or performs emergency cleanup, this program provides broad, flexible protection at a competitive premium.

Partner with Midlands to ensure things go right—when things go wrong.

Overview of the Program From Midlands Management Corp

Midlands Management Corp is a Managing General Agency and Excess & Surplus Lines broker with access to multiple “A”-rated or better carriers. With focused underwriting and practical field knowledge, Midlands designs programs for higher-risk contractor classes. This program addresses the common exposures contractors face in unpredictable environments, including storm damage cleanup, demolition, debris removal, and seasonal operations.

Ideal Accounts and Appetite

This program is intended for independent agents placing small to mid-sized contractors who provide cleanup and site-preparation services. Target classes include: • Lawn Service
• Tree Service/Felling
• Landscape Gardening
• Snow Removal Contractors
• Debris Removal Contractors
• Demolition Contractors
• General Contractors
• Emergency Clean-up Contractors You might have a client who responds to hurricanes by hauling storm debris from residential lots, or a municipal snow removal contractor that runs plows and spreaders during winter—both fit well here.

Coverage Highlights and Advantages

Midlands offers flexible package options so you can tailor coverage to the account’s operations and exposures. Key program features include: Program Highlights: • Coverage for ice removal from streets, driveways, and parking lots
• Accepted removal methods: by hand, truck-mounted plow, or mobile equipment
• Roofing and landscape operations included where applicable
• Auto liability for incidents involving company vehicles causing bodily injury or property damage
• Snow removal exposure rated on payroll for seasonal accuracy
• Equipment coverage available as part of a package Core Coverages: • Bodily Injury
• Property Damage
• Legal Defense
• General Liability

Underwriting Notes and Minimum Premiums

Minimum premiums vary by classification, state, and risk profile. Snow removal is rated on payroll, which helps capture seasonal staffing patterns and keeps premiums aligned with exposure. Midlands underwriters are available to review complex schedules, unusual operations, or accounts with higher limits or specialty exposures.

Territories and Availability

This program is available in most states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.

Why Work With Midlands?

Midlands combines deep carrier relationships with targeted program expertise for niche contractor classes. Their access to multiple “A”-rated markets, practical underwriting, and responsive service make placing tougher accounts easier. Use Midlands when you need flexible terms, packaged equipment options, and a carrier panel that understands storm, demolition, and seasonal cleanup exposures.

Example Account Scenarios

Example 1: A regional debris removal contractor that mobilizes after coastal storms to remove downed trees and construction debris. They operate crews, dump trucks, and mobile grinders—this program can combine general liability, auto liability, and equipment coverage in a single package.

Example 2: A municipal snow removal subcontractor that runs several plow trucks and hires seasonal drivers. Snow exposure is rated on payroll, which helps keep premium aligned with the seasonal workforce.

Frequently Asked Questions

What types of accounts are a good fit for this program?

Contractors involved in debris removal, demolition, snow and ice removal, landscaping, tree felling, and emergency storm cleanup are ideal candidates.

Is snow and ice removal covered?

Yes. Snow and ice removal—by hand, plow, or mobile equipment—is included. Snow removal exposure is rated based on payroll.

Does the program cover vehicles and equipment?

Yes. Auto liability is included for vehicle-related BI/PD, and equipment coverage can be included in the package when needed.

Which states is the program available in?

The program is available in most U.S. states, including large markets such as CA, TX, NY, FL, and IL.

What carriers back this program?

Midlands places business with multiple “A”-rated or better markets to provide reliable capacity and options for different risk profiles.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    Most Available Markets
  • Carriers:
  • Carrier Ratings:
    A or better
  • Commission:
    Varies
  • Min Premium:
    Varies

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CONTACT INFORMATION

LOCATION

5050 Quorum Drive, Suite 400
Dallas, TX 75254
972-588-2000
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Midlands Management Corp has other insurance programs like Active Assailant.