Ideal Accounts and Appetite
We welcome a variety of artisan contractors, with a strong focus on roofing operations. This includes general roofers as well as contractors involved in related trades. Our appetite includes:
This program is ideal for agents working with smaller artisan contractors, including those just entering the market or operating on a part-time basis. For example, if you have a client starting a residential roofing business or a handyman expanding into roofing services, this program could be a great fit.
Coverage Highlights and Advantages
Our Roofing Contractors program offers flexible and comprehensive coverage options to meet the unique needs of each insured. Key features include:
Underwriting Notes and Minimum Premium
We offer flexible deductible options starting from $500 and aim to provide solutions for accounts that may not fit standard markets. Our minimum premium starts at $550, making this program accessible for smaller operations that still need robust protection.
Territories and Availability
This program is available in the following states: AL, AZ, AR, CO, FL, GA, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NM, NC, ND, OK, SC, SD, TN, TX, UT, WA, WI, and WY. We offer both admitted and non-admitted options depending on the state and specific risk profile.
Why Work With Midlands Management Corp
As a trusted Managing General Agency and Carrier, Midlands Management Corp combines underwriting expertise with exceptional service to help agents secure the right coverage for difficult-to-place contractor risks. Our flexible approach, broad appetite, and responsive support make us a reliable resource for agents looking to grow their contractor book of business. Place your next Roofing Contractors risk with us and see why we’re a favorite among agents nationwide.
Frequently Asked Questions
What types of accounts are a good fit for this Roofing Contractors program?
This program is ideal for small to medium-sized roofing contractors, including start-ups, part-time businesses, and artisan contractors in related fields like painting, plumbing, or HVAC.
Are start-up or new roofing businesses eligible?
Yes, we welcome start-up roofing operations and part-time businesses, provided they meet basic underwriting requirements.
What limits and deductibles are available?
General liability limits up to $1,000,000 per occurrence/$3,000,000 aggregate are available, with deductibles starting at $500.
Is the program admitted or non-admitted?
We offer both admitted and non-admitted options depending on the state and risk classification.
In which states is this program available?
The program is available in 34 states including TX, FL, GA, IL, AZ, and others across the Midwest, South, and West.
Need help placing an account? Connect with a market specialist.