For insurance buyers, insurance agents and insurance wholesalers!For insurance buyers, insurance agents and insurance wholesalers!
Midlands Management Corp
Contact Us
contact_phone Click to call
Midlands Management Corp
Contact Us
contact_phone Click to call

Bar Tavern Nightclub Insurance

When you place your bar, tavern, or nightclub risks with Midlands Management Corp, you're choosing a partner with deep experience in hospitality-related exposures. Our Bar Tavern Nightclub Insurance program offers tailored coverage solutions designed to protect your clients’ operations, employees, and patrons. With flexible underwriting, competitive pricing, and a broad range of coverage options, Midlands helps you deliver the protection your clients need—while earning attractive commissions.


Why Midlands for Bar, Tavern, and Nightclub Insurance?
Midlands Management Corp is a trusted Managing General Agency and Excess & Surplus Lines Broker with decades of underwriting expertise in the hospitality sector. Our knowledgeable team understands the unique risks that bars, nightclubs, and similar venues face—whether it's liquor liability, assault and battery, equipment breakdown, or food spoilage. We work quickly and efficiently to help you secure coverage that meets your clients' specific needs.

Ideal Accounts and Target Classes: • Bars
• Taverns
• Pubs
• Jazz Clubs
• Dance Venues
• Wine Bars
• Martini and Cognac Bars
• Cowboy/Western Bars
• Lounges
• Comedy and Piano Bars
• Microbreweries
• Liquor and Package Stores
• Grocery Stores with alcohol sales
• Fraternal Organizations
• Wineries and Wholesale Distributors
• Country Clubs
• More hospitality-related risks You might have a client operating a high-traffic nightclub with live entertainment and a full bar, or a boutique wine bar with small plate service—Midlands has market access and underwriting solutions for these and many other establishments.

Available Coverages: • Property (subject to coastal wind exclusions)
• General Liability
• Liquor Liability – package or monoline
• Umbrella/Excess up to $10,000,000
• Business Income
• Employment Practices Liability (EPLI)
• Food and Beverage Spoilage
• Equipment Breakdown
• Assault and Battery
• Defense Outside the Limit of Liability
• Valet Operations
• Hired and Non-Owned Auto Liability
Program Highlights: • A.M. Best rated “A” or better carriers
• Fast quote turnaround
• Low minimum premiums (varies by account)
• Flexible limits that adjust to client size and exposure
• Competitive rates and commissions
• Superior claims handling and customer service
Underwriting and Market Details:
We work with multiple markets, offering both admitted and non-admitted options depending on the state and account characteristics. Our underwriters evaluate each risk based on operations, security measures, claims history, entertainment types, and other key factors. We welcome submissions ranging from small neighborhood pubs to large, multi-location bars and clubs.

Territories:
This program is available in most U.S. states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.

Let’s Work Together
Midlands is a favorite among agents because we deliver what you need: responsive service, underwriting flexibility, and reliable coverage solutions for complex bar and nightclub risks. Whether your client is opening a new venue or looking to enhance existing protection, we can help.

Email us today at [email protected] for more information or submission requirements.

Frequently Asked Questions

What types of accounts are a good fit for the Bar Tavern Nightclub Insurance program?

This program is ideal for bars, lounges, nightclubs, pubs, jazz clubs, dance venues, and similar hospitality businesses. We also consider liquor stores, microbreweries, wineries, and fraternal organizations.

Is liquor liability available as a standalone policy?

Yes, liquor liability can be written as either part of a package or as a monoline policy, depending on the needs of your client.

What are common underwriting considerations for this program?

Underwriters evaluate factors such as type of entertainment, hours of operation, security measures, prior claims history, and alcohol sales to determine eligibility and pricing.

Are assault and battery and hired/non-owned auto coverages available?

Yes, both assault and battery and hired/non-owned auto liability are available as part of this program, subject to underwriting approval.

In which states is this program available?

The Bar Tavern Nightclub Insurance program is offered in most U.S. states, including CA, TX, FL, NY, and many others. Contact us to confirm availability in your client’s location.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    Most Available Markets
  • Carriers:
  • Carrier Ratings:
    -
  • Commission:
    -
  • Min Premium:
    Varies

Browse

Request a Quote Now!

CONTACT INFORMATION

LOCATION

3817 Northwest Expressway, 1000
Oklahoma City, OK 73112
800-800-4007
View Map

APPLICATIONS

CompleteMarkets is The Insurance Industry's Professional Network
Please Register for FREE or Sign In to contact
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.
Midlands Management Corp has other insurance programs like Active Assailant.