Ideal Accounts and Appetite
LandPro® TreePro® fits a broad range of green industry operations. The program is especially well suited for:
- Commercial and residential landscapers
- Lawn care and maintenance service providers
- Tree trimming, pruning, and removal companies
Whether a client performs routine maintenance, installs landscape projects, or provides arborist services with aerial lifts and specialty tools, the program offers the capacity and coverages to match their exposures.
Coverage Highlights and Advantages
LandPro® TreePro® is structured as a comprehensive package policy with optional enhancements tailored to outdoor work. Key features include:
- General Liability and Property coverage tuned for green-industry exposures
- Commercial Auto coverage for fleet and service vehicles
- Inland Marine for tools, equipment, and portable machinery
- Customized Workers’ Compensation solutions for seasonal and multi-state payrolls
- Excess/Umbrella layers for additional liability protection
Coverages are designed around the risks of outdoor operations—equipment handling, elevated work, property damage potential, and third-party injury—so you can assemble policies that reflect each client’s operations and risk controls.
Underwriting Notes and Minimum Premiums
Underwriting is managed by NIP Group’s dedicated green-industry team. Submissions are evaluated on operations, safety programs, licensing, equipment condition, loss history, and years in business. Accounts with documented safety procedures, up-to-date licensing, and clean loss runs are more likely to receive favorable terms.
Minimum premiums vary by class of business, size, and location. For specific minimums and rating guidance, submit details to NIP Group’s underwriting team or your market specialist.
Territories and Availability
LandPro® TreePro® is available in most states, including but not limited to CA, FL, TX, NY, IL, and NC. The program is written on an admitted basis in most available states, offering agents a stable admitted option where allowed. Contact NIP Group to confirm availability in a specific state.
Why Work With NIP Group?
NIP Group is a focused Managing General Agency with decades of experience building industry-specific programs. Their green-industry expertise helps agents access specialized underwriting, tailored endorsements, and responsive service for accounts that broader markets often decline.
You gain a partner that understands seasonal workflows, multi-state crews, specialty equipment, and common claim drivers in landscaping and tree work—so you can place, bind, and service accounts more efficiently.
Example fits: you might have a client who operates a regional landscaping business with multiple crews and commercial contracts, or a tree service firm that uses aerial lifts and heavy chippers. Both are the kind of accounts LandPro® TreePro® is designed to support.
Frequently Asked Questions
What types of accounts are a good fit for this program?
LandPro® TreePro® is ideal for landscapers, lawn maintenance providers, and tree service companies of all sizes, particularly those with commercial contracts, multiple crews, or specialized equipment.
Is this program available in my state?
The program is available in most U.S. states, including CA, FL, TX, NY, and IL. Contact NIP Group to confirm availability in your specific state and whether admitted paper is offered there.
Are Workers’ Compensation and Commercial Auto included?
Yes. The program offers tailored Workers’ Compensation and Commercial Auto options designed for green-industry payrolls and fleet exposures.
How does underwriting evaluate submissions?
Underwriters review safety programs, equipment maintenance, licensing, years in business, and loss history. Well-documented safety procedures and favorable loss runs improve eligibility and terms.
What is the minimum premium for this program?
Minimum premiums vary by location, operations, and business size. Provide submission details to NIP Group for specific minimums and underwriting guidance.
Need help placing an account? Connect with a market specialist.