Ideal Accounts and Appetite
SitePro® targets contractors who specialize in the essential groundwork that enables successful construction and land development projects. Eligible classes include:
- Excavation Contractors
- Site Preparation Contractors
- Land Grading Contractors
- Paving Contractors
If you're working with clients who handle clearing, grading, trenching, or other groundwork services, this program offers a competitive and targeted solution.
Coverage Highlights and Advantages
SitePro® delivers broad coverage designed to respond to the exposures contractors face before vertical construction begins. With access to a variety of carriers, NIP Group can tailor solutions to fit diverse operations and risk profiles. The program includes:
- Specialized forms and endorsements for site preparation risks
- Liability and property coverages aligned with field operations
- Programs built to accommodate both small and mid-sized accounts
A typical account might be a regional excavating firm with 20 employees and a fleet of heavy equipment, needing both general liability and inland marine coverage.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the size and complexity of the risk, but the program is structured to accommodate a broad range of accounts, including smaller contractors. NIP Group works with a variety of carriers to offer flexible solutions. Underwriters understand the nuances of site prep exposures and work closely with agents to structure competitive submissions.
Territories and Availability
SitePro® is currently available in 32 states. The program is admitted in most of those states, offering stability and ease of placement. Coverage is available in major markets such as CA, TX, NY, FL, and NJ, as well as many others. See the company profile for a full list of states.
Why Work With NIP Group?
As a leading Managing General Agency with deep experience in industry-specific programs, NIP Group brings niche underwriting expertise and strong carrier relationships. Agents benefit from responsive service, market access, and a program that’s built from the ground up to support contractors working in the site preparation space. Whether you're placing a seasoned excavation firm or a growing grading contractor, SitePro® offers the right combination of coverage, pricing, and support to help you win and retain business.
Frequently Asked Questions
What types of accounts are a good fit for the SitePro® program?
SitePro® is ideal for excavation, land grading, site preparation, and paving contractors. These are typically firms involved in preparing land prior to building construction.
Is this program available nationwide?
SitePro® is currently available in 32 states, including major markets like CA, TX, NY, FL, and NJ. Admitted paper is available in most of these states.
Are small contractors eligible for coverage?
Yes. The program is designed to accommodate a range of operation sizes, including smaller contractors, with low minimum premiums and flexible underwriting.
What coverages are included or available in SitePro®?
The program typically includes general liability, property, inland marine, and other coverages tailored for site preparation risks. Specific offerings vary by account.
Why should I place site prep business with NIP Group?
NIP Group offers specialized expertise, responsive service, and access to multiple carriers, making it easier to place and retain site prep accounts with confidence.
Need help placing an account? Connect with a market specialist.