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Professional Program Insurance Brokerage®
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Professional Program Insurance Brokerage®
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Day Spa Insurance

Professional Program Insurance Brokerage (PPIB) offers: Day Spa Insurance

PPIB’s Day Spa Insurance Program is designed to meet the unique liability and property coverage needs of both individual technicians and full-service spa facilities. As a broker or agent, you can place a wide range of spa and wellness accounts through this flexible and comprehensive program.

We offer Professional Liability, General Liability, and Property coverage on a non-admitted basis. Whether your client operates a boutique studio or a multi-service day spa, PPIB has coverage options to fit a broad spectrum of treatments and services.

Ideal Accounts and Covered Services:
This program is ideal for businesses offering personal care, wellness, and aesthetic services. Coverage is available for:
  • Facials and Peels
  • Microdermabrasion
  • Body Contouring and Cellulite Reduction
  • Electrolysis
  • Needling/Collagen Induction Therapy
  • Threading, Waxing, and Sugaring
  • Massage and Hydro Massage
  • Reiki and Endermologie
  • LED/Microcurrent and Radiofrequency Treatments
  • Hair, Nails, and Makeup
  • Airbrush Tanning and Tanning Beds/Booths
  • Eyebrow and Eyelash Enhancements
  • Foot Detoxification
  • LED Teeth Whitening and Hair Stimulation
  • Permanent Makeup
  • Approved Saline & Acid-Based Pigment Removal

Additional Coverage Options:
  • Products Liability
  • Sexual Abuse Coverage
  • Communicable Disease Coverage
  • Excess Liability Limits

Flexible Program Benefits:
PPIB provides tailored solutions that help manage the unique exposures faced by day spas. Whether your client specializes in advanced skin treatments or offers general wellness services, we have the underwriting experience to support a broad range of operations. The program accepts both individual providers and group facilities.

Territory and Availability:
This program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, and WA. PPIB currently offers coverage in all states except those where restricted. The program is written on a non-admitted basis.

Why Work with PPIB?
Professional Program Insurance Brokerage is a trusted program administrator with deep expertise in niche markets. With responsive service, broad underwriting capabilities, and a track record of supporting agents and brokers nationwide, PPIB is a reliable partner for placing your spa-related business. From small individual techs to full-service spas offering cutting-edge treatments, PPIB makes it easy to find the right coverage solution.

If you have clients offering a wide range of services—from microcurrent facials to LED hair stimulation—PPIB’s Day Spa Insurance Program offers a streamlined way to place these accounts with confidence.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for individual technicians or full-service day spas offering services like facials, massage, waxing, and aesthetic treatments such as microdermabrasion or body contouring.

Is this program available nationwide?

The program is available in most U.S. states, including CA, TX, NY, FL, and IL. It is not available in a few restricted states.

What types of coverage are included?

The program includes Professional Liability, General Liability, and Property coverage. Optional coverages such as Sexual Abuse, Communicable Disease, and Excess Liability are also available.

Can I place individual technicians through this program?

Yes, coverage is available for both solo practitioners and entire spa facilities, making it flexible for a wide range of business sizes.

What services are excluded or not eligible?

Highly invasive or medical procedures typically fall outside the scope of this program. Contact PPIB underwriting for clarification on specific services.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    -
  • Commission:
    -
  • Min Premium:
    -

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Professional Program Insurance Brokerage® has other insurance programs like Allied Health Insurance.