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Professional Program Insurance Brokerage®
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Professional Program Insurance Brokerage®
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Interpreters and Translators Insurance

Professional Program Insurance Brokerage (PPIB) Offers: Interpreters and Translators Insurance.

Professional Program Insurance Brokerage (PPIB) provides a focused insurance solution for professionals who deliver interpreting and translation services. Built by an experienced program administrator, this product addresses the specific professional liability exposures faced by freelance linguists, sign language interpreters, and translation agencies. It gives you a market option that’s tailored, scalable, and practical for both solo practitioners and growing firms.

Overview of the Program From PPIB

PPIB’s Interpreters and Translators Insurance program is designed to protect insureds from claims alleging errors, omissions, or negligent acts in the performance of language services. Policies are written on a non-admitted basis and are rated by gross receipts, which helps keep pricing competitive and allows coverage to scale with the size of the operation. The program permits inclusion of domestic and foreign subcontractors and employees, provided their receipts are included in the insured’s total revenue.

Ideal Accounts and Appetite

This program is a good fit for accounts such as:
  • Freelance interpreters and translators (contract or per-assignment)
  • Translation and localization service agencies
  • Sign language interpreters and agencies
  • Professionals focused on legal, medical, technical, or financial translations
You might place a certified Spanish translator who handles court filings for law firms, or a medical interpreter contracted by hospitals—both are core fits for this program.

Coverage Highlights and Advantages

  • Professional Liability (errors & omissions) for claims arising from interpreting or translation work
  • Optional General Liability can be added for broader third-party coverage
  • Employees and subcontractors (domestic and foreign) may be included when their receipts are part of gross revenue
  • Rated on gross receipts—suitable for solo practitioners through multi-linguist agencies
  • Underwriting flexible across language specialties and industry verticals (legal, medical, technical, immigration, etc.)

Underwriting Notes and Minimum Premiums

Underwriting emphasis is on total gross receipts, nature of services rendered, client types (e.g., hospitals, law firms), and use of subcontractors. There is no stated minimum premium; accounts are evaluated individually to align risk and price. Be prepared to provide revenue breakdowns and details on subcontractor use when submitting applications.

Territories and Availability

This non-admitted program is available in most U.S. states, including CA, NY, TX, FL, IL, and WA. PPIB offers coverage in all listed states: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, and DC.

Why Work With PPIB on This Business

As a program administrator with decades of experience in niche professional liability markets, PPIB provides quick turnaround, pragmatic underwriting, and programs crafted for specialty professions. Working with PPIB gives you access to tailored coverage forms for language professionals and flexible terms that accommodate subcontractor networks and mixed domestic/foreign operations. Their expertise can help you place accounts ranging from a single freelance linguist to a growing translation agency with multiple subcontractors.

Contact Professional Program Insurance Brokerage (PPIB) today for assistance placing Interpreters and Translators Insurance—whether you need a stand-alone professional liability policy or a package including general liability.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is best suited for freelance interpreters, translators, sign language professionals, and translation agencies—especially those serving legal, medical, or technical clients.

Can subcontractors and employees be covered under this policy?

Yes. Coverage can include domestic and foreign subcontractors or employees if their receipts are included in the insured’s gross revenue calculations.

Is General Liability coverage available in addition to Professional Liability?

Yes. General Liability can be added to the policy for broader third-party bodily injury and property damage protection, depending on the insured’s needs.

Is this an admitted program?

No. This program is written on a non-admitted basis in all available states.

In which states is this program available?

The program is available in most U.S. states, including CA, TX, NY, FL, and many others. See the full list above for all eligible states.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    -
  • Commission:
    -
  • Min Premium:
    -

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Professional Program Insurance Brokerage® has other insurance programs like Allied Health Insurance.