Professional Program Insurance Brokerage (PPIB) offers: Products Liability Insurance.
Overview of the Program from PPIB
PPIB provides access to specialized Products Liability Insurance for a wide range of manufacturers, distributors, importers, and other businesses that deal with physical goods. As a trusted program administrator with deep experience in niche markets, PPIB offers flexible and responsive underwriting for hard-to-place product liability risks, including emerging or unconventional industries.
Ideal Accounts and Appetite
This program is designed for insureds involved in the production, sale, or distribution of consumer or industrial products. Target classes include:
- Manufacturers
- Importers and Exporters
- Distributors
- Private Label and White Label Brands
- Tattoo Equipment and Supplies
- Medical Devices
- Marijuana and Cannabis-Infused Products
- Research & Development Firms
- Clinical Trial Vendors
PPIB has also successfully placed coverage for businesses in the following sectors:
- Beauty Products
- Electronic Cigarettes (E-Cigs)
- Skin Care and Cosmetics
- Makeup Lines
- Vitamins and Nutraceuticals
- Medical Marijuana Edibles
- Tattoo and Body Piercing Supplies
If you have clients in these industries—or those launching new, innovative products—this program offers a viable solution.
Coverage Highlights and Advantages
PPIB’s product liability program includes key features to support complex and high-exposure risks:
- True Worldwide Coverage – Claims brought anywhere in the world are eligible, supporting global distribution models.
- Retroactive Coverage – Available for risks transferring from other carriers, helping you maintain continuous protection for your clients.
- Non-Admitted Capacity – Ideal for businesses that fall outside standard markets due to product type, claims history, or other factors.
Underwriting Notes
PPIB evaluates each submission based on product type, distribution method, volume, and safety protocols. Submissions should include complete applications and supporting documents. While minimum premiums vary, PPIB focuses on placing niche and specialty risks that may not meet the underwriting appetite of standard carriers.
Territories and Availability
Coverage is available in most U.S. states, including but not limited to: CA, NY, TX, FL, IL, and WA. PPIB can write business in all 50 states plus Washington DC, offering a wide national footprint for agents with regional or multi-state clients.
Why Work With PPIB?
Professional Program Insurance Brokerage (PPIB) brings decades of experience and underwriting flexibility to niche markets that are often underserved. Their team understands the complexities of unique product liability risks and offers tailored solutions across both emerging and mature industries. Whether your client is launching a new cosmetic line or distributing imported medical devices, PPIB can help you find the right fit—even when the risk is outside the box.
Contact Professional Program Insurance Brokerage (PPIB) today for all your Products Liability Insurance needs.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for manufacturers, importers, distributors, and private label businesses, especially those in niche industries like tattoo supplies, cannabis products, skin care, and medical devices.
Can this program handle products sold internationally?
Yes, PPIB offers true worldwide coverage, which means claims brought anywhere in the world can be covered, making it suitable for global distribution models.
Is retroactive coverage available?
Yes, retroactive coverage is available for risks renewing from another carrier, helping maintain continuity in coverage for your insureds.
What documents are needed for submission?
Complete applications along with product details, safety information, and loss history (if any) are typically required to begin the underwriting process.
Is this program admitted in any states?
No, this program is written on a non-admitted basis across all available states.
Need help placing an account? Connect with a market specialist.