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Professional Program Insurance Brokerage®
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Professional Program Insurance Brokerage®
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Pyrotechnics Insurance

Professional Program Insurance Brokerage (PPIB) offers: Pyrotechnics Insurance.

Professional Program Insurance Brokerage (PPIB) provides specialized Pyrotechnics Insurance designed for businesses that handle fireworks, explosives, and theatrical special effects. As a program administrator working in the non-admitted market, PPIB pairs experienced underwriting with access to markets that understand pyrotechnic exposures—helping agents place accounts that are often hard to place through standard carriers.

Ideal Accounts and Appetite

PPIB’s Pyrotechnics program is targeted to operations that require tailored liability and property protection because of their use of explosive or theatrical materials. Target classes include:
  • Fireworks manufacturers
  • Explosives importers
  • Class C retail fireworks stores
  • Class B fireworks wholesalers
  • Public and private firework display companies
  • Special effects and theatrical pyrotechnics firms
  • Confetti cannon operators
  • Mock military or tactical training providers
  • Air show coordinators
  • Indoor and stadium special effects vendors
Typical fits are well-managed display operators, licensed manufacturers or importers, and event vendors with documented safety programs and trained personnel. Accounts generally should demonstrate regulatory compliance, secure storage and transport practices, and a controlled operational environment. PPIB will consider complex or high-profile risks that require flexible non-admitted solutions; small retail-only operations without appropriate licensing or poor loss control may be declined.

Coverage Highlights and Advantages

PPIB offers annual policies that can include the following lines tailored for pyrotechnic exposures:
  • General liability (including event liability and premise hazards)
  • Property coverage for facilities, inventory and equipment
  • Commercial auto and haulage for transit of fireworks and components
  • Workers’ compensation and employer liability
  • Cargo coverage for shipments and imports
These coverages address common exposures such as public liability at displays, transit and storage risks, employee injury during handling or setup, and damage to rented venues or third-party property. PPIB’s underwriters look for detailed operational controls and can structure limits and endorsements appropriate to the account’s risk profile.

Underwriting Notes and Minimum Premiums

This program is non-admitted and each submission is individually underwritten. Strong submissions include:
  • Detailed descriptions of operations and event types
  • Standard operating procedures, safety programs and training records
  • Storage, handling and transportation protocols
  • Licenses, permits and any industry certifications
  • Loss runs and prior claims information
PPIB emphasizes accounts that demonstrate active risk management and regulatory compliance. Minimum premiums vary by risk, class, and territory; discuss the specifics with a PPIB underwriter or market specialist when preparing a submission.

Territories and Availability

PPIB writes pyrotechnics business in most U.S. states and can assist agents placing accounts in 48 states plus Washington, D.C. Availability is subject to local regulatory requirements and market appetite—contact PPIB for state-specific confirmation and any exceptions.

Why Work With PPIB?

Professional Program Insurance Brokerage has decades of experience placing niche and hard-to-place risks. For pyrotechnics business, PPIB offers:
  • Access to specialized non-admitted markets that understand explosive and theatrical risks
  • Underwriters experienced in event, manufacturing, import and transit exposures
  • A focus on practical risk management—rewarding accounts with documented controls
  • Responsive service and guidance on submission requirements
You might have a client that stages municipal fireworks displays requiring multi-day event liability and transit coverage, or a concert production company that needs venue, liability and special effects protection for indoor performances. PPIB’s program is designed to help you place those accounts with appropriate limits and terms.

Contact Professional Program Insurance Brokerage (PPIB) for your Pyrotechnics Insurance placements.

Frequently Asked Questions

What types of accounts are a good fit for this program?

Ideal accounts include fireworks manufacturers, display operators, special effects companies, and businesses involved in mock military training or air shows.

What coverages are available through this program?

PPIB offers general liability, property, commercial auto, workers compensation, and cargo coverage tailored for pyrotechnics operations.

Is this program admitted or non-admitted?

This is a non-admitted program, allowing greater flexibility in underwriting complex or higher-risk accounts.

Which states is the program available in?

The program is available in most U.S. states, including CA, TX, FL, NY, and IL, among many others. Contact PPIB for specific state availability.

What information is needed to get a quote?

Agents should provide detailed descriptions of operations, safety procedures, prior loss history, and any licenses or certifications held by the insured.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    -
  • Commission:
    -
  • Min Premium:
    -

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