If your clients operate in the growing weight loss or medical aesthetics industry, Professional Program Insurance Brokerage (PPIB) offers a specialized Weight Loss Insurance program designed to meet their unique liability needs. This program is tailored for businesses and professionals offering medical and non-medical weight loss services, helping them manage risks tied to treatments, counseling, and wellness services.
Ideal Accounts and Appetite
PPIB’s Weight Loss Insurance program is an excellent fit for a wide range of facilities and providers, including:
- Weight loss clinics
- Medical spas offering weight management services
- Practices administering prescription weight loss medications
- Clinics offering hormone or vitamin therapy programs
- Nutritional counseling providers and registered dietitians
You might have a client running a wellness center that offers lipotropic injections and hCG protocols, or a physician’s office offering phentermine and hormone-based weight loss plans. These types of operations align well with the coverage offered through PPIB.
Coverage Highlights and Advantages
This program offers
Professional Liability as the core coverage, with options to add:
- General Liability – Protection for on-premises incidents
- Property Coverage – For business personal property and equipment
Covered services may include:
- hCG, Phentermine, Phendimetrazine, and Didrex administration
- Orlistat, Qysmia, Belviq, and Contrave usage
- Lipotropics and vitamin treatments
- Hormone replacement therapy
- Dietitian and nutritional counseling
- Wellness assessments and body contouring services
Whether your client is providing prescription-based treatments or holistic wellness approaches, this policy is designed to address the professional exposures that arise from these services.
Underwriting Notes and Minimum Premiums
Underwriting is handled by experienced professionals who understand the nuances of the weight loss and wellness industry. While there is no published minimum premium, submissions are evaluated based on scope of services, claims history, and risk profile. The program is offered on a non-admitted basis, providing flexibility in terms and structure for complex or emerging risks.
Territories and Availability
This program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, GA, AZ, and WA. Currently, PPIB offers access in all states except those where coverage is not permitted under non-admitted programs.
Why Work With Professional Program Insurance Brokerage?
PPIB is a trusted Program Administrator with over 30 years of experience in niche industries. Their team brings deep underwriting knowledge and fast turnaround times, making it easier for agents and brokers to place hard-to-insure accounts. With a strong understanding of alternative wellness markets, PPIB is a go-to resource for specialty healthcare and wellness exposures like weight loss operations.
Contact Professional Program Insurance Brokerage (PPIB) today to discuss your clients’ Weight Loss Insurance needs or for help submitting a risk.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for weight loss clinics, med spas, dietitians, and wellness centers offering services like prescription weight loss medications, hormone therapy, and nutritional counseling.
Is the program available in my state?
PPIB’s Weight Loss Insurance program is available in most U.S. states including CA, TX, FL, NY, and many others. It is offered on a non-admitted basis where permitted.
What coverages are included in the program?
The program includes Professional Liability with optional General Liability and Property Coverage, tailored to the exposures of weight loss and wellness service providers.
Can I submit an account that offers prescription medications?
Yes, accounts offering medications such as Phentermine, Qysmia, or hCG can be submitted. Underwriting will review the scope of services and protocols in place.
Who underwrites the program?
PPIB manages the program as a Program Administrator and works with experienced underwriters who understand the risks of weight loss and wellness operations.
Need help placing an account? Connect with a market specialist.