Comprehensive Wellness Insurance Solutions from PPIB
Professional Program Insurance Brokerage (PPIB) provides specialized Wellness Insurance coverage for a wide range of wellness, aesthetic, and integrative health services. Designed for businesses operating in the wellness and health improvement space, this program combines deep industry knowledge with flexible underwriting to help agents place accounts that may be outside the appetite of standard markets.
Ideal Accounts and Target Classes
PPIB’s Wellness Insurance program is well-suited for a variety of businesses that promote health, cosmetic enhancement, and alternative therapies. Eligible operations include:
- Nutritional Counseling and Dietitian Services
- Weight Loss Programs, including hCG, Phentermine, and other prescription-based solutions
- Body Contouring, Liposuction (including Tumescent), and Lipolysis (Laser/Ultrasound)
- Mesotherapy, Fat Transfers, and Cellulite Reduction
- Hormone Replacement Therapy and IV/Chelation Therapy
- Colon Hydrotherapy and Wellness Analysis
- Medispas and providers selling private-label supplements or wellness products
You might have a client who operates a medispa offering hormone therapy and body sculpting, or a wellness clinic providing nutritional counseling and IV therapy—these are ideal fits for this program.
Coverage Highlights and Advantages
This program offers a combination of essential coverages, such as:
- General Liability – Protects against third-party bodily injury and property damage claims.
- Professional Liability – Covers errors or omissions in the delivery of wellness and aesthetic services.
- Products Liability – For businesses offering supplements, injectables, or private-label products.
- Property Coverage – Optional coverage available for contents and business property.
Whether your client operates a single-location wellness clinic or multiple medispa outlets, PPIB offers flexible coverage options tailored to their unique exposures.
Underwriting Considerations
This is a non-admitted program available in most states. PPIB understands the nuances of wellness operations, including those offering off-label treatments or multiple modalities under one roof. Risks are reviewed on a case-by-case basis, with attention to services offered, practitioner credentials, and product use.
Territories and Availability
Coverage is available in the following states: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, and DC.
Why Work With PPIB
As a trusted program administrator, PPIB brings over 25 years of experience in niche insurance markets. Agents benefit from:
- Quick turnaround and responsive underwriting
- Access to hard-to-place coverage types
- Flexible underwriting for unique or emerging wellness services
PPIB understands the evolving landscape of wellness and aesthetic practices and provides specialized solutions that help you deliver value to your clients.
Contact Professional Program Insurance Brokerage (PPIB) for all your Wellness Insurance needs.
Frequently Asked Questions
What types of accounts are a good fit for PPIB's Wellness Insurance program?
This program is ideal for wellness clinics, medispa operators, nutritionists, IV therapy providers, and businesses offering body contouring, liposuction, hormone therapies, or wellness supplements.
Is coverage available for businesses selling private-label supplements or injectables?
Yes, PPIB offers Products Liability coverage for insureds who sell private-label wellness products, vitamins, and injectables.
Can I place a business that offers multiple services under one roof?
Yes. The program is designed to handle hybrid operations such as medispas that combine aesthetic, wellness, and medical services.
In which states is this wellness insurance program available?
This program is available in most U.S. states, including CA, TX, NY, FL, and many others. Check with PPIB for state-specific eligibility.
Is this an admitted or non-admitted program?
This is a non-admitted program, allowing for greater flexibility in underwriting unique or higher-risk exposures.
Need help placing an account? Connect with a market specialist.