Russell Bond & Co., Inc.
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Russell Bond & Co., Inc.
Contact Us
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Excess Flood and Earthquake Insurance
In recent years we have seen unprecedented weather conditions, including catastrophic floods and earthquakes. Many homes and businesses found themselves without the proper coverage. Those who purchased flood insurance through NFIP may not have had enough coverage due to the limit caps on the program.

At Russell Bond our Flood Program can offer higher limits to help solve the coverage needs of your clients.

Our program highlights include:

• Up to $10,000,000 aggregate over interests
• Maximum limits available for both buildings and contents under the NFIP
• Loss of income (written in conjunction with building and / or contents coverage)

Any commercial or residential property is eligible for our Excess Flood program. We will accept risks in all states except for Virgin Islands, Louisiana (south of interstate 10), New York (Fire Island) and Missouri (Chesterfield Flats).

Please note: Primary flood must be purchased through NFIP for the building.

Our Flood Program ties in with Earthquake coverage. In order to qualify for our Earthquake coverage your client must have a policy written in conjunction with our Flood Program.

Our Earthquake Program applies to both commercial and residential properties, covers up to $10,000,000 in limits and has a deductible starting at $25,000 for any one occurrence. We work with these risks in all states excluding California, Washington, Oregon, Alaska, Hawaii, and New Madrid Zones 2 through 5, Puerto Rico, USVI and Guam.

It is important for your client to understand that a standard homeowner’s policy doesn’t cover damage caused by floods or earthquakes and they may not qualify for assistance in repairing any damages. That is why we have created a program that can meet the most challenging needs of your clients.

If you or your client is interested in learning more about our Flood and Earthquake Insurance program, then please reach out to one of our experts today to get a quote.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Admitted:
  • Carriers:
  • Carrier Ratings:
  • Commission:
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295 Main Street , Suite 866
Buffalo, NY 14203
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Russell Bond & Co., Inc. has other insurance programs like Employment Practices Liability Insurance.