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Ryan Specialty National Programs
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Ryan Specialty National Programs
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Pest Control Insurance

Insurance for Pest Control Operators

Pest control professionals protect homes, businesses, and public spaces from harmful pests—but their own operations come with unique risks. Ryan Specialty National Programs offers a dedicated Pest Control Insurance program designed specifically for pest control companies, giving insurance agents access to comprehensive, competitive coverage options for this niche market.

This program supports pest control operators with tailored protection against exposures such as property damage, transit pollution, job-site contamination, and professional liability. Whether your client is a startup or an established operation, Ryan Specialty National Programs can help you secure coverage that fits their needs and risk profile.

Ideal Accounts and Target Classes

Ryan Specialty’s Pest Control Insurance program is built for a wide range of pest management businesses, including:
  • General pest control services
  • Fumigation (non-residential tenting)
  • Termite inspection and treatment providers
  • Small animal and nuisance wildlife control
New ventures are welcome, and the program accepts accounts across a wide range of sizes and experience levels.

Coverage Highlights and Advantages

The program offers broad, customizable coverage options, including:
  • General Liability and Professional Liability – Includes job-site and transit pollution cleanup, termite treatment/inspection, personal & advertising injury, and lost key coverage
  • Property Coverage – Wind coverage available
  • Crime
  • Commercial Auto
  • Workers’ Compensation
  • Inland Marine
  • Excess / Umbrella Liability – In-house binding authority up to $10M, with limits up to $35M available
Key Benefits:
  • Care, Custody and Control included
  • Broad form property damage
  • Unlimited reporting period for WDI/Treatment & Inspection (no sunset clause)
  • Optional endorsements: Blanket Additional Insured, Waiver of Subrogation, Hired/Non-Owned Auto, and more

Underwriting Notes and Minimum Premiums

Minimum premium for General Liability starts at $750. To submit, agents will need:
  • Supplemental applications
  • ACORD forms
  • 5 years of currently valued loss runs (GL and WC)
  • License and resume (for new ventures)

Territories and Availability

This program is available nationwide, including all 50 states and Washington, DC. The program is non-admitted in all states. Ryan Specialty National Programs offers consistent underwriting, reliable service, and competitive quoting across the U.S.

Why Work With Ryan Specialty National Programs?

As a trusted program administrator with deep expertise in niche commercial insurance, Ryan Specialty National Programs delivers tailored solutions for pest control businesses. Agents benefit from responsive underwriting, flexible appetite, and access to a competitively priced national program.

You might have a client running a regional termite inspection firm or a startup specializing in wildlife removal—this program is built to cover both. Partner with Ryan Specialty to place your pest control risks with confidence.

Contact us today for more information on our Pest Control Insurance program!

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for pest control operators, termite inspectors, fumigation services (excluding residential tenting), and small animal control companies.

Is this program available for new ventures?

Yes, new ventures are welcome. A license and resume will be required as part of the submission.

What is the minimum premium for General Liability?

The minimum premium for General Liability coverage starts at $750.

In which states is this program available?

This pest control insurance program is offered in all 50 states and Washington, DC.

What coverage limits are available?

Standard limits include $1M/$1M, with options up to $1M/$3M and $5M aggregate. Umbrella limits are available up to $35M.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    -
  • Commission:
    Competitive
  • Min Premium:
    GL: $750

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CONTACT INFORMATION

LOCATION

10150 York Road, 5th Floor
Hunt Valley, MD 21030
800-366-5810
0B84526
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AGENCY LICENSING

Broker Agreement
Agency and/or Individual Producer License(s)
Errors and Omissions Declarations Page (Min: $1M Limits)
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Ryan Specialty National Programs has other insurance programs like Alarm Companies Insurance.