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Business Insurance in Billings, MT

What is business insurance?
  1. A business insurance policy of business insurance package (multiple coverages and riders) normally starts with general liability insurance (or 'CGL'). It protects your business from a financial loss if you find yourself liable for property damage, personal, or an injury that was caused by your business, services provided, business operations or your employees. Our experts have helped many businesses in the Billings, MT and surrounding areas. Get in touch, we can help you too.


How do you pay for the policy?

Three options depending on your circumstances –
  1. Paid Up front – usually for new businesses, or businesses that don’t have strong financials.
  2. Monthly Installment (financed)
  3. Quarterly or twice a year payments (not necessarily financed, but because you have a history with the carrier they give you this payment plan)

Common Exclusions

Please note, coverage does vary by insurer and it will include additional exclusions other than the examples below. It would be best to thoroughly review your policy to know exactly what your policy does and doesn't cover.
  1. Damage to Your Work - Usually, commercial general liability policies exclude coverage for property damage to your work.
  2. Damage to Your Product - Commercial general liability policies will not cover property damage to your product.
  3. Contractual Liability - Commercial general liability policies exclude coverage for bodily injury or property damage that you are obligated to pay because you assumed liability in a contract or agreement.
  4. Recall of Products, Work, or Impaired Property - Commercial general liability policies will not pay the cost to recall faulty products, work, or impaired property. You do have the option to add this coverage to the policy by endorsement for an additional cost.
  5. Workers' Compensation and Employer's Liability - Commercial general liability policies don’t provide coverage for workers' compensation, or employer's liability.
  6. There may be other exclusions that apply on a local level to the Billings, MT and surrounding areas.

U.S. States Available

  • U.S. States Available:
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