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America's Internet Brokers, Inc.
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America's Internet Brokers, Inc.
Contact Us
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Healthcare

America's Internet Brokers, Inc. (A.I.B.) offers a flexible and responsive Healthcare Insurance Program designed for a wide range of healthcare-related facilities and professionals. This program is ideal for agents and brokers looking to place complex or hard-to-place healthcare risks with a trusted wholesale partner. We bring access to top carriers—AIG, CNA, The Hartford, The Seneca Companies, Travelers, and Zurich—and offer both primary and excess liability solutions.

Target Healthcare Accounts
We specialize in helping agents place coverage for:
  • Hospitals and healthcare systems
  • Long-term care and skilled nursing facilities
  • Managed care organizations
  • Outpatient clinics and surgical centers
  • Individual and group surgical practices
  • Miscellaneous medical facilities and services
Whether your client is a regional hospital network or an independent outpatient facility, we can tailor solutions that address their unique exposures.

Coverage Features
Coverage options include professional liability and general liability. Policies are available on either a claims-made or occurrence basis, depending on the needs of the insured and underwriting approval. Excess liability limits may also be available to meet contractual or operational requirements.

Our program helps protect your healthcare clients from claims related to medical malpractice, negligence, premises liability, and more. We work closely with agents to structure solutions that align with the insured’s operations, risk tolerance, and growth plans.

Submission and Underwriting Notes
We work with non-admitted carriers, allowing for greater flexibility in structuring terms for more complex or higher-risk accounts. Our carriers are financially strong and experienced in the healthcare sector.

We typically require a full submission, including a completed application, loss runs, and details on services provided. Although minimum premium requirements vary by risk type and size, we evaluate each account individually to find the best fit within our markets.

Program Availability
This program is available to agents and brokers placing business in the following states: AZ, CA, CO, CT, FL, GA, ID, IL, IN, KS, KY, LA, MD, MA, MI, MN, MS, NE, NJ, NY, NC, ND, OK, OR, PA, SC, TN, TX, UT, VT, VA, WA, WV, WI.

Why Work With America's Internet Brokers, Inc.?
We understand the complexities of healthcare risks and offer a hands-on approach to help you serve your clients more effectively. With access to top-tier markets and a responsive underwriting team, A.I.B. is your partner for dependable, customized solutions in the healthcare space.

You might have a client looking to expand their outpatient surgery center or a skilled nursing facility with prior claims history—bring those accounts to us for creative, competitive options.

Frequently Asked Questions

What types of accounts are a good fit for this healthcare program?

We focus on hospitals, long-term care facilities, managed care providers, surgical groups, and other healthcare-related operations with professional and general liability needs.

Is this program written on an admitted or non-admitted basis?

This program is written on a non-admitted basis, which allows for greater flexibility in underwriting and coverage customization.

Can you write coverage on either a claims-made or occurrence basis?

Yes, both claims-made and occurrence forms are available depending on the account's characteristics and underwriting review.

Which states is this program available in?

The program is available in over 35 states, including CA, TX, FL, NY, NJ, IL, and many others across the country.

What carriers do you work with for this program?

We have access to leading carriers including AIG, CNA, The Hartford, The Seneca Companies, Travelers, and Zurich.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    0
  • Admitted:
    0
  • Carriers:
  • Carrier Ratings:
    A.M. Best A rated
  • Commission:
    Varies
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

There are no locations attached to this storefront.

APPLICATIONS

  • Application
    Please complete application and fax to Mickey Romeo at 631-853-9850.

AGENCY LICENSING

Copy of broker’s license, Broker Agreement, and E&O of not less than $1 million limits. Also, three years’ loss runs, and in some cases up to five years.
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America's Internet Brokers, Inc. has other insurance programs like Coastal, Flood Zone & High Value Homes.