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America's Internet Brokers, Inc.
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America's Internet Brokers, Inc.
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Home Inspectors

Liability Insurance for Home Inspectors from America’s Internet Brokers, Inc.

America’s Internet Brokers, Inc. offers a specialized Home Inspectors Liability Insurance program designed for residential home inspectors, including those who perform up to 25% light commercial work. This program is ideal for agents and brokers looking to place new ventures or experienced inspectors who need to meet state and local licensing requirements. Whether your client is a solo inspector just starting out or a growing firm with multiple inspectors, this program offers flexible solutions through top-tier carriers such as AIG, CNA, The Hartford, The Seneca Companies, Travelers, and Zurich.

Ideal Accounts and Target Classes

This program is tailored for:
  • Residential home inspectors
  • New ventures with no prior experience
  • Inspectors performing up to 25% light commercial inspections
  • Firms needing coverage for additional services like radon or termite inspections
You might have a client who recently obtained their license and is preparing to launch a solo inspection business. Or perhaps you work with an established inspector expanding into light commercial properties. This program is built to support both types of accounts.

Coverage Highlights and Advantages

America’s Internet Brokers provides comprehensive liability protection, including:
  • Errors & Omissions (E&O) coverage for claims arising from alleged inspection mistakes or omissions
  • Premises Liability Insurance for on-site exposures
  • Coverage extensions available for:
    • Radon inspections
    • Termite inspections
    • Referral Protection – extends coverage to referring entities such as real estate brokers
Even inspectors with no prior experience can obtain coverage, making this a strong fit for agents handling startup operations in the inspection industry.

Underwriting Details and Premiums

This is a non-admitted program, offering flexibility in underwriting and risk placement. Minimum premium information is not specified, but agents can expect competitive pricing options based on experience, services provided, and geographic location. The program supports a wide range of inspection-related risks with responsive underwriting support.

Territories and Availability

The Home Inspectors Liability Insurance program is available in the following states: AZ, CA, CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, NE, NJ, NY, NC, ND, OK, OR, PA, SC, TN, TX, UT, VT, VA, WA, WV.

Why Work With America’s Internet Brokers, Inc.?

America’s Internet Brokers, Inc. brings strong carrier relationships and a focus on niche liability programs for service professionals. Agents benefit from:
  • Access to top-rated carriers
  • Coverage options for both new and experienced inspectors
  • Support for specialty inspection services
  • Referral Protection coverage that helps your clients maintain key business relationships
If you're seeking a dependable market for home inspector liability insurance, this program offers flexible underwriting, broad coverage, and support for your clients at every stage of their business.

Frequently Asked Questions

What types of accounts are a good fit for this Home Inspectors program?

This program is ideal for residential home inspectors, including startups and inspectors performing light commercial work (up to 25%).

Does this program cover new inspectors with no prior experience?

Yes, the program is designed to accommodate new ventures and inspectors entering the field for the first time.

What additional services can be covered under this program?

Coverage can be expanded to include radon inspections, termite inspections, and referral protection for entities like real estate brokers.

Is this an admitted insurance program?

No, this is a non-admitted program, offering flexibility in underwriting and coverage options.

Which states is the program available in?

The program is available in over 30 states, including CA, FL, TX, NY, and IL. Please refer to the full list above for state availability.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    0
  • Admitted:
    0
  • Carriers:
  • Carrier Ratings:
    A.M. Best A rated
  • Commission:
    Varies
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

There are no locations attached to this storefront.

APPLICATIONS

  • Application
    Please complete application and fax to Mickey Romeo at 631-853-9850.

AGENCY LICENSING

Copy of brokers license, Broker Agreement, and E&O of not less than $1 million limits. Also, three years loss runs, and in some cases up to five years.
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America's Internet Brokers, Inc. has other insurance programs like Coastal, Flood Zone & High Value Homes.