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America's Internet Brokers, Inc.
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America's Internet Brokers, Inc.
Contact Us
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Labor Organizations

America's Internet Brokers, Inc. offers a specialized insurance program tailored for Labor Organizations, including local, regional, and national unions. This program addresses the distinct risk management needs of labor unions and their affiliated operations—such as training schools, benefit funds, and union-owned real estate—by combining deep underwriting expertise with broad carrier access.

Overview of the Program From America's Internet Brokers, Inc.

Through strong relationships with top-rated carriers — including AIG, CNA, The Hartford, The Seneca Companies, Travelers, and Zurich — America's Internet Brokers, Inc. delivers flexible commercial insurance solutions for labor organizations. The program is placed on a non-admitted basis to allow tailored underwriting for accounts that need specialized or broader terms than standard admitted markets provide.

Ideal Accounts and Appetite

This program is purpose-built for:
  • Labor unions and trade organizations
  • Union-affiliated training schools and educational facilities
  • Benefit funds, including pension and health & welfare funds
  • Union-owned or managed commercial real estate
Typical fits include multi-location unions, training centers with residential dormitories, and regional unions that manage office buildings or parking facilities. The program favors accounts with established governance, documented safety programs, and demonstrably maintained facilities.

Coverage Highlights and Advantages

Available coverages include:
  • Commercial Multiperil packages
  • Umbrella Liability up to $5 million
  • Commercial Auto coverage
  • Monoline Property or General Liability options
Property capacity can reach up to $50 million, enabling placement of larger real estate and facility risks. The program supports both packaged and standalone placements, giving you flexibility to structure limits and coverage forms to match client exposures.

Underwriting Notes and Minimum Premiums

Submissions should include complete underwriting information to ensure a timely review. While specific minimum premiums are not published here, underwriters evaluate accounts based on risk quality, size, operational controls, and loss history. The program is generally positioned for organizations with stable operations, clear management practices, and maintained physical assets.

Territories and Availability

This Labor Organizations program is available in the following states: AZ, CA, CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, NE, NJ, NY, NC, ND, OK, OR, PA, SC, TN, TX, UT, VT, VA, WA, WV.

Why Work With America's Internet Brokers, Inc.?

America's Internet Brokers, Inc. brings decades of experience placing niche commercial risks and understands the operational and regulatory complexities unique to labor organizations. Their carrier relationships and hands-on underwriting allow agents to present complex accounts with confidence. If you need placement assistance or a market opinion, their underwriting team is set up to work with brokers to develop tailored solutions.

You might have a client who operates a regional union training center with attached dormitory housing, or a labor organization that owns multiple office buildings—this program is designed to handle those combined property, casualty, and auto exposures.

Need help placing an account? Connect with a market specialist.

Frequently Asked Questions

What types of accounts are a good fit for this Labor Organizations program?

Ideal accounts include labor unions, union-affiliated training centers, benefit funds, and real estate owned or managed by labor organizations. The program is best for organizations with documented management practices and maintained facilities.

Is this program written on an admitted basis?

No. This program is placed on a non-admitted basis, which provides underwriting flexibility for more complex or specialized exposures.

What coverage limits are available?

The program offers property capacity up to $50 million and umbrella limits up to $5 million, with options for Commercial Auto, Property, and General Liability, either packaged or monoline.

Which states is this program available in?

The program is available in over 30 states, including CA, NY, TX, FL, and IL. See the full list above for all territories served.

Which carriers support this program?

Carriers supporting the program include AIG, CNA, The Hartford, The Seneca Companies, Travelers, and Zurich.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    0
  • Admitted:
    0
  • Carriers:
  • Carrier Ratings:
    A.M. Best A rated
  • Commission:
    Varies
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

There are no locations attached to this storefront.

APPLICATIONS

  • Application
    Please complete application and fax to Mickey Romeo at 631-853-9850.

AGENCY LICENSING

Copy of broker’s license, Broker Agreement, and E&O of not less than $1 million limits. Also, three years’ loss runs, and in some cases up to five years.
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America's Internet Brokers, Inc. has other insurance programs like Coastal, Flood Zone & High Value Homes.