Ideal Accounts and Appetite
We work with a variety of industries and risk profiles. Our areas of expertise include:
Construction
- Commercial projects: street and road work, demolition, electrical, crane rental
- Residential contractors: framing, window installers, custom single-family home builders
- Heavy infrastructure and fire suppression contractors
- Wrap-ups and project-specific placements
- Discontinued operations coverage available
Transportation
- Excess auto liability for haul-for-hire and owned fleet operations
Manufacturers and Distributors
- Tree stands, recreational vehicles, ATVs, go-karts
- Scaffolding, ladders, wood chippers
- New ventures and discontinued product liability coverage
OL&T (Owners, Landlords & Tenants)
- Apartments and multi-family dwellings
- Habitational and commercial real estate
Coverage Highlights and Advantages
This program addresses a wide range of general and excess liability exposures. Whether you're placing coverage for a new residential contractor, a manufacturer with discontinued products, or a commercial fleet operation, we can help you navigate the marketplace. Many of our markets are highly responsive to unique or distressed risks.
You might have a client who recently launched a recreational vehicle distribution company or one who manages a demolition crew working on public infrastructure projects. These are the types of accounts we routinely help agents place.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on risk class, size, and territory. Our team works with a wide range of carriers to find the best available terms for your client’s needs. We can assist with both new ventures and established operations, including those with prior losses or unique liability exposures.
Territories and Availability
Our Casualty Insurance program is available in most states, including AL, AR, FL, GA, IL, IN, KY, LA, MA, MI, MN, MO, NJ, NY, and TN. We offer admitted and non-admitted options depending on the state and risk.
Why Work With A & B Insurance Solutions LLC?
With access to a broad spectrum of carriers and deep expertise in niche markets, A & B Insurance Solutions LLC is a reliable partner for placing tough casualty risks. Our team understands the complexities of construction, transportation, manufacturing, and real estate-related accounts, and we’re committed to helping you find the right solution quickly and efficiently.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for construction contractors, manufacturers, transportation operators, and owners of habitational or commercial properties with general and excess liability exposures.
Can I submit new ventures or accounts with prior losses?
Yes, A & B Insurance Solutions LLC can consider new ventures and accounts with challenging histories, depending on the overall risk profile and underwriting details.
Is this program admitted or non-admitted?
We offer both admitted and non-admitted options, depending on the state and the nature of the risk. Most states are eligible under our available markets.
What coverage types are available under this program?
We provide general liability, excess/umbrella liability, discontinued operations, and discontinued products coverage for eligible risks.
In which states is this program available?
This program is available in AL, AR, FL, GA, IL, IN, KY, LA, MA, MI, MN, MO, NJ, NY, and TN.
Need help placing an account? Connect with a market specialist.