Ideal Accounts and Appetite
This program is designed for a diverse range of property types and industries. Whether you’re placing coverage for a coastal apartment complex with wind exposure or a commercial contractor needing inland marine coverage, A & B Insurance Solutions has the products and market access to support you.
- Real estate portfolios including apartments, condos, office buildings, and shopping centers
- Vacant properties and student housing
- Contractors with equipment or builder’s risk exposures
- Manufacturers and warehouse operators
- Properties with catastrophe exposures including wind, flood, and earthquake
Coverage Highlights and Advantages
The Property Insurance program offers broad coverage options across multiple property classes, including:
Catastrophic Coverage
- Earthquake
- Flood
- Wind
- Wind Deductible Buy-Backs
Inland Marine
- Builder’s Risk
- Warehouseman’s Legal Liability
- Marina Legal Liability
- Contractor’s Equipment
Real Estate
- Apartments / Condos
- Office Buildings
- Retail Stores
- Shopping Centers
- Student Housing
- Vacant Buildings
Manufacturing
Stand-Alone Terrorism coverage also available
Underwriting Notes and Minimum Premiums
The minimum premium varies depending on the type of risk and coverage selected. A & B Insurance Solutions works with a variety of carriers and offers both admitted and non-admitted options in most available states. Accounts are individually underwritten, with a focus on creative solutions for complex or high-risk property exposures.
Territories and Availability
This program is available in the following states: AL, AR, FL, GA, IL, IN, KY, LA, MA, MI, MO, MS, NJ, NY, and TN. A & B continues to expand access and may provide options in additional states upon request.
Why Work With A & B Insurance Solutions LLC?
With a deep bench of carrier relationships and experience in both admitted and excess & surplus markets, A & B Insurance Solutions is equipped to help agents place challenging property risks quickly and efficiently. Their team understands the nuances of catastrophe-prone areas, high-risk occupancies, and specialized inland marine exposures. Whether you're looking to place a high-value coastal building or a contractor’s equipment schedule, A & B offers responsive service and market insight that agents can count on.
Frequently Asked Questions
What types of accounts are a good fit for this program?
The program is ideal for real estate portfolios, coastal properties with CAT exposure, contractors needing inland marine coverage, and manufacturing risks.
Is this program available on an admitted or non-admitted basis?
Coverage is available on a non-admitted basis in most states, with admitted options offered where applicable.
What is the minimum premium for property coverage?
Minimum premiums vary depending on the class of business and coverage selected. Contact A & B for specific underwriting details.
Can I get coverage for vacant buildings?
Yes, the program offers options for vacant buildings and can accommodate these types of risks.
Which states is this program available in?
The program is currently available in AL, AR, FL, GA, IL, IN, KY, LA, MA, MI, MO, MS, NJ, NY, and TN.
Need help placing an account? Connect with a market specialist.