Ideal Accounts and Appetite
APS targets a broad range of healthcare providers, from solo practitioners to large institutional settings. We are an excellent market for agents with clients in general practice as well as specialized fields such as surgery, radiology, anesthesiology, or home health services. You can confidently place accounts such as:
- A physician group expanding into a multi-location practice
- An outpatient surgery center seeking comprehensive malpractice protection
- A home healthcare agency with growing professional liability exposure
Coverage Highlights and Advantages
Our Medical Professional Liability Insurance program offers flexible solutions tailored to the unique exposures of healthcare providers. Coverage features vary by carrier and risk profile but may include:
- Claims-made and occurrence forms
- Consent to settle provisions (where available)
- Tailored limits and deductible options
- Risk management resources and legal defense support
Underwriting Notes and Minimum Premiums
APS works with a variety of markets to offer competitive solutions for both standard and hard-to-place risks. Minimum premiums vary depending on specialty, practice size, and geographic location. Our underwriters review each submission for eligibility and fit, helping agents navigate complex medical risks with ease.
Territories and Availability
Our Medical Professional Liability Insurance program is available in most U.S. states, including AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, and DC.
Why Work With Advanced Professional Services?
APS brings over two decades of niche expertise in the medical malpractice space. As a Managing General Agency, we provide agents with access to multiple carriers and markets, offering customized solutions for a wide range of healthcare risks. Whether you're placing a solo physician or a multi-state hospital group, we deliver responsive service, deep underwriting knowledge, and flexible options to help you secure coverage that fits.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for individual physicians, physician groups, clinics, surgery centers, home healthcare providers, and hospitals seeking medical malpractice coverage.
Is coverage available for hard-to-place or non-standard risks?
Yes, APS works with a variety of carriers to help place both standard and complex healthcare risks, including new practices and specialties with higher exposure.
What is the minimum premium for this program?
Minimum premiums vary based on the type of provider, specialty, and location. Our underwriters can review each submission to provide pricing guidance.
Which states is this program available in?
This program is available in most U.S. states, including DC. Please contact us for specifics if you have a multi-state risk.
What types of carriers does APS work with for this program?
APS partners with various carriers across both admitted and non-admitted markets to offer flexible solutions tailored to your client’s needs.
Need help placing an account? Connect with a market specialist.