Ideal Accounts and Appetite
We target a broad range of laundry operations, including coin laundries, card-operated laundromats, and hybrid laundry businesses offering drop-off services. Whether your client is a single-location operator or owns multiple locations across different states, we can tailor a coverage solution to meet their needs. Facilities with older equipment, urban locations, or those with unique exposures (like unattended operations) may also be eligible.
Coverage Highlights and Advantages
Our program bundles essential coverages to help protect against common losses in the laundry industry, including fire, theft, and business interruption due to equipment failure or property damage. Key coverages include:
- Business Income and Business Interruption
- Commercial General Liability (CGL)
- Property and Real & Business Personal Property
- Crime and Theft
- Fire and Liability Coverage
This flexible package can be underwritten as a monoline or bundled solution, depending on your insured’s specific needs and risk profile.
Underwriting Notes and Minimum Premiums
We work with a variety of E&S carriers to accommodate risks that may fall outside the standard admitted market. Minimum premiums vary depending on the size and complexity of the risk. Our underwriters are experienced in evaluating laundromat-specific exposures and can provide fast turnaround on submissions with complete information.
Territories and Availability
Our Laundries/Coin Laundry Insurance Program is available in the following states: IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI. As a non-admitted solution, it is ideal for risks that do not qualify for standard lines due to location, claims history, or unique operations.
Why Work With Advanced E&S
At Advanced E&S, we specialize in helping agents find solutions for complex or underserved classes. We offer responsive service, broad market access, and a deep understanding of E&S underwriting. You can count on us to help you place laundromat risks that require tailored coverage and fast turnaround. Whether your client is opening a new location or needs coverage after non-renewal, we’re here to help you secure the right protection.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for coin laundries, self-service laundromats, wash-and-fold businesses, and multi-location operations—especially those with unique exposures or that have trouble finding coverage in the standard market.
Is this program available on an admitted basis?
No, this program is offered on a non-admitted basis through various E&S carriers.
Which states is this program available in?
The program is available in IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI.
What is the minimum premium for this program?
Minimum premiums vary based on risk characteristics and coverage needs. Contact us with submission details for a quote.
Can you write standalone property or liability coverage?
Yes, we can underwrite monoline or package policies depending on what your client requires.
Need help placing an account? Connect with a market specialist.