Advanced E&S Group – Midwest Region is a Managing General Agency and Surplus Lines Broker specializing in commercial property and casualty insurance solutions for small to mid-sized businesses. With access to a wide range of carriers, we offer flexible underwriting and placement options tailored to the unique needs of your clients throughout the Midwest and select East Coast states.
Our Small to Mid-Sized Businesses Insurance program is designed to help independent agents place accounts that may not qualify for standard markets due to size, risk profile, or industry class. Whether your client is expanding, entering a new market, or has unique exposures, we can help you find the right coverage solutions through our non-admitted channels.
Target Classes and Ideal Accounts
- Retail storefronts
- Office occupancies
- Light manufacturing
- Small contractors
- Service businesses
- Lessor’s risk only (LRO)
Coverage Highlights:
- Business Income
- Business Interruption
- Commercial General Liability (CGL)
- Fire and Property Coverage
- Glass and Theft
- Real & Business Personal Property
Why Work With Advanced E&S Group?
- Experienced underwriters who understand small commercial risks
- Access to a variety of non-admitted markets
- Quick turnarounds and responsive service
- Flexible solutions for hard-to-place or distressed risks
Underwriting and Premium Notes:
Minimum premiums vary depending on risk characteristics, location, and coverage needs. We evaluate each submission independently to provide the best available terms.
Territorial Availability:
This program is available in IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI. All placements are written on a non-admitted basis through various carriers.
Example Accounts:
You might have a small retail client with a standalone building and past claims history that doesn’t qualify for standard markets—our team can help find a solution. Or perhaps you’re working with a light manufacturer expanding into a new facility—we can help secure property and liability coverage adapted to the new exposures.
Frequently Asked Questions
What types of accounts are a good fit for this program?
We focus on small to mid-sized commercial businesses such as retail shops, office risks, light manufacturing, contractors, and service providers that may not qualify for standard markets.
Is this program admitted or non-admitted?
This program is written on a non-admitted basis through various surplus lines carriers.
In which states is this program available?
The program is available in IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI.
Are monoline and package policies both available?
Yes, we can accommodate both monoline and package policies depending on the client's needs and risk profile.
What is the minimum premium for this program?
Minimum premiums vary based on the specific risk and coverage needs. Contact us with your client's details for a quote.
Need help placing an account? Connect with a market specialist.