Orthotics & Prosthetics Insurance Program

Exclusive Insurance Program for Orthotics & Prosthetics Businesses

As longtime specialists in the Orthotics and Prosthetics (O&P) industry, the Aon O&P Insurance Program offers your valued O&P clients access to multi-line commercial insurance solutions for patient care facilities, suppliers and manufacturers. We can even help with the surety bond required by Medicare.

Our dedicated sales and service team understands the O&P business. We take the time to carefully learn your clients' operations and then provide you with a recommended program that covers their specific exposures. By working directly with a leading carrier, we ensure your O&P clients get state-of-the-art insurance coverage at reasonable rates.

Insurance Program for Orthotics & Prosthetics Businesses Eligible O&P Classes

•   Patient Care - Includes sales for O&P items made, fit and/or altered.
•   Supplier/Distributor - Includes items purchased for resale.
•   Supplier/Manufacturing - No patient contract. Includes items manufactured and sold to
•   facilities (i.e. central fabrication).
•   Soft Goods and Accessories - Includes items sold directly to patients with no altering
•   or re-labeling of parts. Includes, but is not limited to, crutch tips, stump socks,
•   and shoes.
•   Durable Medical Equipment - Items sold to the public that include, but are not limited
•   to, wheelchairs, TENs units, lifts, bathroom accessories, and oxygen.
•   Sales of Shoes, Orthotics & Accessories - Includes all items made, fit, altered,
•   adjusted and sold as custom devices or as a retail sale.
•   Repair - Repairs not involving prescription.

Insurance Program for Orthotics & Prosthetics Businesses Product Portfolio
•   Commercial Property
•   General Liability
•   Professional Liability
•   Commercial Auto
•   Commercial Umbrella
•   Crime
•   Workers' Compensation
•   Employment Practices Liability
•   CMS-Required Durable Medical Equipment Prosthetic Orthotic and Supplies Surety Bond
• Corporate Identity Protection

Risk Management Resources
•   Quarterly newsletters that provide practical recommendations and claims examples
•   Risk management alerts throughout the course of the year that address current
•   industry issues
•   On-site consultations for the most complex risks

Affinity Healthcare is a registered trade name of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency.

All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy.

U.S. States Available

U.S. States Available:

Provider Type:

Program Administrator

Admitted:

All Available States

Carriers:

Carrier Ratings:

"A" (Excellent) by A.M. Best

Commission:

Varies by line of business.

Min Premium:

Package: $1,500; Umbrella: $1,000

Coverages:

Medical Equipment Suppliers Insurance Orthotics & Prosthetics Commercial Property Insurance Orthotics & Prosthetics Commercial Umbrella Insurance Orthotics & Prosthetics Crime Insurance Orthotics & Prosthetics Durable Medical Equipment Insurance Orthotics & Prosthetics Employment Practices Liability Insurance Orthotics & Prosthetics Professional Liability Insurance Orthotics & Prosthetics Soft Goods Insurance Orthotics & Prosthetics Supplier Insurance Orthotics & Prosthetics Workers’ Compensation Insurance

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Affinity Healthcare has other insurance programs like Aesthetics/MediSpa Professional Liability Insurance.

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Orthotics & Prosthetics Insurance Program

U.S. States Available