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Affinity Healthcare
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Affinity Healthcare
Contact Us
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Orthotics & Prosthetics Insurance Program

Exclusive Insurance Program for Orthotics & Prosthetics Businesses

Affinity Healthcare, a trusted program administrator, offers a comprehensive insurance solution tailored specifically for businesses in the Orthotics and Prosthetics (O&P) industry. Through the Aon O&P Insurance Program, agents and brokers can access a multi-line commercial insurance platform designed for patient care facilities, suppliers, manufacturers, and other O&P professionals. This exclusive program also includes assistance with the CMS-required surety bond for Medicare compliance.

Our dedicated sales and service team brings deep knowledge of the O&P sector. We take the time to understand your client’s operations and offer custom-tailored coverage designed to protect against their unique risks. By working directly with a leading carrier, AIG, we deliver broad, competitive coverage solutions with top-tier service and claims support.

Eligible Orthotics & Prosthetics Business Classes
•   Patient Care – Sales and service for O&P items that are made, fit, and/or altered.
•   Supplier/Distributor – Businesses that purchase O&P items for resale.
•   Supplier/Manufacturer – No patient interaction; includes central fabrication and wholesale.
•   Soft Goods & Accessories – Direct-to-patient sales of unaltered items like stump socks and crutch tips.
•   Durable Medical Equipment – Includes wheelchairs, lifts, oxygen, and other home medical items.
•   Sales of Shoes, Orthotics & Accessories – Retail or custom-made devices and footwear.
•   Repair Services – Repair operations unrelated to prescriptions.

Comprehensive Coverage Options
•   Commercial Property
•   General Liability
•   Professional Liability
•   Commercial Auto
•   Commercial Umbrella
•   Crime
•   Workers' Compensation
•   Employment Practices Liability
•   CMS-Required Surety Bond for DMEPOS Providers
•   Corporate Identity Protection

Risk Management Support
Our program goes beyond standard coverage by offering proactive risk management resources:
•   Quarterly newsletters featuring claims examples and actionable insights
•   Timely alerts on emerging risks and industry trends
•   On-site consultations for complex or high-exposure accounts

Underwriting and Premiums
This program is designed for a wide range of O&P businesses, from small clinics to large manufacturing operations. Minimum premiums start at $1,500 for package policies and $1,000 for umbrella coverage. Our underwriting team works closely with agents to ensure appropriate pricing based on each client’s operations and exposure.

Available Nationwide
This program is available in all 50 states and Washington, D.C., offering admitted coverage through AIG. No matter where your client is located, Affinity Healthcare can help you place quality coverage with confidence.

Why Work with Affinity Healthcare?
Affinity Healthcare, operating under Aon Affinity, has a long-standing reputation for delivering specialized insurance solutions. With deep expertise in the O&P sector and access to leading carriers, we provide tailored coverage, responsive service, and expert risk guidance. Whether your client is a patient care provider, a manufacturer, or a DME supplier, we understand their business and can help you protect it.

You might have a client who operates a multi-state orthotics supply company or a local prosthetics clinic fitting customized devices. This program is built to meet their specific needs—and give you peace of mind that their coverage is in good hands.

Affinity Healthcare is a registered trade name of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency.

All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for orthotics and prosthetics patient care providers, suppliers, distributors, manufacturers, and DME retailers. It also fits businesses offering soft goods, accessories, and repair services.

Is the program available in all states?

Yes, the program is available in all 50 states and Washington, D.C.

What coverages are included in the program?

The program offers a full commercial package, including property, general and professional liability, auto, umbrella, workers’ comp, EPLI, and the CMS-required surety bond for DMEPOS providers.

What is the minimum premium for this program?

The minimum premium starts at $1,500 for package policies and $1,000 for umbrella coverage.

Does Affinity Healthcare offer risk management support?

Yes, risk management tools include newsletters, alerts, and on-site consultations for complex risks.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    "A" (Excellent) by A.M. Best
  • Commission:
    Varies by line of business.
  • Min Premium:
    Package: $1,500; Umbrella: $1,000

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CONTACT INFORMATION

LOCATION

159 East County Line Road
Hatboro, PA 19040
877-256-6215
0795465 and 0G94493
View Map

APPLICATIONS

  • Contact your Regional Sales Director for the appropriate application.

AGENCY LICENSING

Affinity Healthcare is a registered trade name of Affinity Insurance Services, Inc.; (TX 13695); (AR 100106022); in CA, MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc., (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency.
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Affinity Healthcare has other insurance programs like Aesthetics/MediSpa Professional Liability Insurance.