Professional Liability Insurance Solutions from A.I.I. Insurance Brokerage of MA
A.I.I. Insurance Brokerage of MA provides access to a broad panel of Professional Liability Insurance markets, with particular strength in placing hard-to-place and miscellaneous professional risks. As an experienced Excess & Surplus Lines Broker, we focus on solutions for clients and classes that often fall outside standard admitted markets.
Ideal Accounts and Appetite
This program is geared toward a wide range of professional service providers, especially non-traditional or niche businesses. Typical accounts include:
- Consultants (management, marketing, education, HR, etc.)
- Property managers
- Event planners
- Freelance and gig-economy professionals (IT consultants, creative freelancers)
- Non-certified or unlicensed advisors performing professional services
Example fits: you might have a client who runs a small HR consulting practice advising multiple employers, or a freelance IT consultant providing configuration and advisory services to regional businesses—both are the kinds of accounts we routinely place.
Coverage Highlights and Advantages
Our Professional Liability program offers flexible, tailored options to address the real exposures professional clients face. Key advantages:
- Coverage for claims arising from professional errors, omissions, and negligent acts
- Access to non-admitted markets when admitted carriers will not consider the risk
- Customizable limits, deductibles, and policy terms to match the client’s exposure
- Support for both individual professionals and small to mid-sized firms
We concentrate on protecting insureds from costly defense and indemnity exposures and on crafting terms that reflect each profession’s unique risk characteristics.
Underwriting Notes and Minimum Premiums
Underwriting is done on a case-by-case basis. Minimum premiums vary by profession, firm size, and risk profile. Our underwriting team evaluates each submission to identify competitive placement options, and we welcome submissions for unusual or emerging professions that may not fit traditional classifications.
Territories and Availability
This program is available in the following states: Connecticut (CT), Massachusetts (MA), Maine (ME), New Hampshire (NH), and Rhode Island (RI). We focus on the New England region and bring local market knowledge to underwriting and placement.
Why Work With A.I.I. Insurance Brokerage of MA?
With decades of E&S experience and access to a diverse carrier panel, A.I.I. Insurance Brokerage of MA helps agents place professional liability risks that are hard to place elsewhere. Our strengths include:
- Deep E&S expertise and a willingness to evaluate non-standard risks
- Responsive underwriting and quoting for miscellaneous professional classes
- Flexible program design to align coverage with operational exposures
- Personalized service to help you guide clients through placement and policy delivery
Visit our company profile to learn more, or start placing business through our Professional Liability storefront.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is best suited for miscellaneous professionals such as consultants, property managers, event planners, and other service-based providers who require tailored liability coverage.
Is this coverage available on an admitted basis?
No. Most placements are through non-admitted markets, which provides greater flexibility in underwriting and program design for unique or hard-to-place risks.
Which states does A.I.I. Insurance Brokerage of MA serve for this program?
We offer this program in Connecticut, Massachusetts, Maine, New Hampshire, and Rhode Island.
How does A.I.I. Insurance Brokerage of MA help with hard-to-place risks?
We work with a range of carriers and use our E&S expertise to craft solutions for non-standard risks, including emerging professions and businesses without clear classifications.
Are there minimum premium requirements?
Yes. Minimum premiums vary by risk type and size. Contact us with the account details so we can evaluate and provide competitive options.
Need help placing an account? Connect with a market specialist.