Special Events Insurance Program from A.I.I. Insurance Brokerage of MA
A.I.I. Insurance Brokerage of MA provides access to a flexible, competitive Special Events Insurance program for agents and brokers placing short-term event coverage. We work with multiple carriers in the excess & surplus (E&S) market and admitted markets where available to help you place everything from small community gatherings to large ticketed events.
Ideal Accounts and Appetite
This program is designed for a wide range of special events, including:
- Weddings and receptions
- Concerts and festivals
- Parades and public celebrations
- Sporting events and tournaments
- Corporate functions and fundraisers
- Community fairs and exhibitions
We write both indoor and outdoor events, with or without alcohol service. Higher-risk elements — for example, pyrotechnics, contact sports, staging with elevated rigging, or very large crowds — are considered on a case-by-case basis and may require additional underwriting information or risk controls.
Coverage Highlights and Advantages
The program helps your clients manage the common liabilities of hosting events. Typical coverages include:
- General Liability for bodily injury and property damage
- Liquor Liability when alcohol is served
- Products and Completed Operations
- Damage to Rented Premises
- Optional coverages such as hired/non-owned auto and participant liability, where available
Key advantages: fast policy issuance to meet last-minute needs, access to multiple markets for standard and harder-to-place risks, and underwriting tailored to short-term exposures.
Underwriting Notes and Minimum Premiums
Minimum premiums and terms depend on event type, duration, attendance, alcohol service, and activities planned. Provide a complete application with event date(s), expected attendance, location, alcohol plans, security measures, and any high-risk activities to get a timely assessment. We coordinate with you to identify required documentation and expedite quotes.
Territories and Availability
This program is available in:
- Connecticut (CT)
- Massachusetts (MA)
- Maine (ME)
- New Hampshire (NH)
- Rhode Island (RI)
Most placements are written in the non-admitted market through our E&S carrier partners, but admitted options may be available depending on the state and risk profile.
Why Work With A.I.I. Insurance Brokerage of MA?
As a dedicated Excess & Surplus Lines Broker focused on New England, A.I.I. Insurance Brokerage of MA offers in-market underwriting relationships and quick turnarounds tailored to event timelines. We partner with agents to provide practical underwriting guidance, multiple market options, and responsive service so you can place events with confidence.
Example placements you might bring to us:
- A weekend food and music festival in Maine expecting 2,000 attendees that needs general liability and liquor coverage.
- A nonprofit gala in Massachusetts serving alcohol and renting a ballroom who needs a short-term policy and damage to rented premises coverage.
Partner with A.I.I. Insurance Brokerage of MA when you need experienced E&S placement and fast, pragmatic solutions for special events.
Frequently Asked Questions
What types of accounts are a good fit for this Special Events Insurance program?
This program fits weddings, corporate events, community festivals, concerts, sporting events, and other short-term gatherings with defined start and end dates.
Is liquor liability available through this program?
Yes. Liquor liability can be included when the event involves alcohol service, subject to underwriting requirements and details about service methods and controls.
How quickly can I get a quote for my client’s event?
Turnaround is typically fast when you submit a complete application with event details (dates, location, expected attendance, alcohol service, and activities). We’ll work to get you a quote promptly.
Are higher-risk events like concerts or sporting tournaments eligible?
Yes — higher-risk events are considered on a case-by-case basis. Underwriting will evaluate crowd size, security, staging, participant exposure, and any special activities or equipment involved.
Which states can this program be written in?
We can place events in Connecticut, Massachusetts, Maine, New Hampshire, and Rhode Island.
Need help placing an account? Connect with a market specialist.