Special Events Insurance Program from A.I.I. Insurance Brokerage of MA
A.I.I. Insurance Brokerage of MA offers access to a flexible and competitive Special Events Insurance program designed for agents and brokers placing coverage for a wide range of event types. Whether your client is hosting a small community gathering or a large-scale ticketed event, we can help you secure coverage through various carriers in the excess and surplus lines market.
Ideal Accounts and Appetite
This program is built to accommodate many types of short-term special events, including but not limited to:
- Weddings and receptions
- Concerts and festivals
- Parades and public celebrations
- Sporting events and tournaments
- Corporate functions and fundraisers
- Community fairs and exhibitions
We can consider both indoor and outdoor events, with or without alcohol service. Accounts with higher risk elements—such as pyrotechnics, contact sports, or large crowds—may be eligible subject to underwriting review.
Coverage Highlights and Advantages
This Special Events Insurance program helps your clients manage the risks associated with hosting short-term events. Coverage can include:
- General Liability for bodily injury and property damage
- Liquor Liability (if applicable)
- Products and Completed Operations
- Damage to Rented Premises
- Optional coverages such as hired/non-owned auto and more
Policies can be issued quickly to meet last-minute event deadlines. Our access to a broad range of markets allows us to offer solutions for both standard and harder-to-place risks.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the type, size, and duration of the event, as well as risk exposures such as attendance, alcohol service, and activities planned. Submit a complete application with event details for a fast turnaround. We work with brokers to quickly assess fit and pricing.
Territories and Availability
This program is available in the following states:
- Connecticut (CT)
- Massachusetts (MA)
- Maine (ME)
- New Hampshire (NH)
- Rhode Island (RI)
Coverage is typically placed in the non-admitted market through our E&S carrier partners, though many events can be written with admitted carriers where available.
Why Work With A.I.I. Insurance Brokerage of MA?
As a trusted Excess & Surplus Lines Broker, A.I.I. Insurance Brokerage of MA brings extensive experience in placing special events coverage across New England. We understand the unique exposures of event organizers and provide brokers with responsive service, access to multiple markets, and fast quote turnaround.
For example, you might have a client planning a weekend food festival in Maine expecting 2,000 attendees. Or perhaps a non-profit client in Massachusetts is hosting a gala with alcohol service. We can help you find the right coverage solution for these and many other event types.
Partner with A.I.I. Insurance Brokerage of MA to place your next special events risk with confidence.
Frequently Asked Questions
What types of accounts are a good fit for this Special Events Insurance program?
Our program is ideal for weddings, corporate events, community festivals, concerts, sporting events, and other short-term gatherings with defined start and end dates.
Is liquor liability available through this program?
Yes, liquor liability can be included when the event involves alcohol service, subject to underwriting guidelines.
How quickly can I get a quote for my client’s event?
Turnaround is typically fast—submit a complete application with event details, and we’ll work to get you a quote as quickly as possible.
Are higher-risk events like concerts or sporting tournaments eligible?
Yes, we consider higher-risk events on a case-by-case basis. Details such as crowd size, security measures, and activities involved will be evaluated during underwriting.
Which states can this program be written in?
We can write events in Connecticut, Massachusetts, Maine, New Hampshire, and Rhode Island.
Need help placing an account? Connect with a market specialist.