Key Risk Groups:
Current ProgramConnect Products: Insurance agents and brokers, real estate agents and brokers, employment agencies, executive recruiters, search firms, temp and temp-to-hire firms, medical billing service firms, claims adjusters, examiners, mortgage brokers, answering services/alarm monitoring companies, convention/tradeshow arrangement service providers, court recorders/stenographers, information retrieval services, interior designers/decorators/space planners (non-structural), land surveyors, management consulting of market appraisal and feasibility studies, marketing consultants/researchers, mailing service providers, medical information service providers, notaries, paging services, printers/printing firms (non-financial), public relations firms/consultants, publishers, telemarketing firms, non-medical testing labs, other non-financial consultants, travel agents.
Coverage:
For miscellaneous classes: Miscellaneous Professional Liability ("claims-made" form) with the flexibility of coverage amendments tailored for specific classes
Current ProgramConnect Programs: Insurance agents/brokers, real estate agents/brokers, employment agencies/executive recruiters/search firms/temp and temp-to-hire firms, medical billing service firms, claims adjusters/examiners, mortgage brokers
For P&C insurance agents/brokers: Professional Liability ("claims-made" form) features broadened definition of "named insured" and includes coverage for first dollar defense. Defense is in addition to the limits of liability. Coverage for disciplinary proceedings is under a separate limit of liability. Coverage also applies to professional services rendered over the internet.
Minimum Premium:
Typically starts at $2,500, depending on the state, limits and coverages selected and classification of risk (may vary depending on specific state and class).