Consultants are relied upon for their expertise and advice across a wide range of industries. However, even the most experienced professionals can face lawsuits for alleged errors, omissions, or professional negligence. These claims can be financially devastating—especially when individuals are held personally liable. That’s where Consulting Liability Insurance comes in.
Ideal Accounts and Appetite
Our program is designed for a broad spectrum of consulting professionals, including but not limited to:
- Management and business consultants
- IT and technology consultants
- Environmental and safety consultants
- Marketing and advertising consultants
- Human resources and executive coaching professionals
We are especially valuable for agents with clients who may not fit standard markets due to the nature of their services, claims history, or unique exposures.
Coverage Highlights and Advantages
- Access to all major U.S. carriers and Lloyd’s of London (domestic and London open market)
- Errors and Omissions coverage tailored to the consulting industry
- Options for admitted and non-admitted paper, depending on state and risk profile
- Coverage available for individuals, partnerships, and corporate entities
- Helpful for marketing your client’s services—they can demonstrate risk management to clients
Even if your client has never had a claim, having E&O coverage is a smart and often essential business decision. Claims may be infrequent, but when they occur, they can be severe.
Underwriting Notes and Minimum Premiums
We offer flexible underwriting for all classes of consultants. Minimum premiums vary based on class, location, revenue, and claims history. We specialize in risks that are hard to place with standard carriers and can assist with custom underwriting solutions for niche industries or unusual consulting services.
Territories and Availability
This program is available in all 50 states and the District of Columbia, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With Alexander J. Wayne & Associates
We bring decades of experience in professional liability and specialty E&O placements. Our team understands the nuances of consulting exposures and can help you navigate tough underwriting scenarios. With access to both domestic and international markets, we provide flexible solutions for nearly any consulting class.
If you’re an agent or broker with a consulting client who needs liability coverage—or who has been turned down by standard markets—Alexander J. Wayne & Associates is ready to help.
Call us today and ask how Alexander J. Wayne & Associates can help you with your hard to place Consulting Liability Insurance.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for a wide range of consultants, including management, IT, environmental, HR, and marketing professionals. We can also consider unique or hard-to-place classes.
Can you help with consultants who have prior claims or unusual exposures?
Yes. We specialize in difficult-to-place risks and can work with consultants who have claims history or operate in niche industries.
Is this coverage available nationwide?
Yes, our Consulting Liability Insurance program is available in all 50 states and the District of Columbia.
What markets do you access for this program?
We work with all major U.S. carriers as well as Lloyd’s of London, offering both domestic and London open market options.
Do you offer admitted and non-admitted options?
Yes, we can offer both admitted and non-admitted solutions based on the client’s state and risk profile.
Need help placing an account? Connect with a market specialist.