INTELLECTUAL PROPERTY INSURANCE — Program Overview
Aldgate Insurance Services LLC offers intellectual property (IP) insurance solutions designed for agents and brokers placing clients with valuable creative, technical, or brand assets. IP is often a company’s most important asset — more valuable than buildings or equipment — and Aldgate helps you protect those assets with both defensive (infringement defense) and offensive (enforcement/abatement) coverages. As an independent brokerage with former underwriters and attorneys on staff, Aldgate shops multiple markets to find a policy that fits each client’s specific IP exposure.
Types of Intellectual Property Covered
- Copyrights — protection for artistic and literary works
- Patents — rights for inventions and novel processes
- Trademarks — brand names, logos, and identifying marks
- Industrial designs — appearance and aesthetic rights for products
- Trade secrets — protection of confidential know-how and internal information
Who Should Use This Program / Ideal Accounts
Place IP insurance for a wide range of clients. Ideal accounts include:
- Inventors and small-to-mid R&D firms that need enforcement resources
- Software and SaaS companies supplying enterprise clients
- Manufacturers with patented or specialty products (consumer goods, sporting equipment, specialty apparel)
- Startups with valuable trademarks and brand risk
- Design firms and product developers that distribute novelty items worldwide
Coverage Highlights and Advantages
- Infringement defense — legal costs for claims asserted against the insured
- Enforcement / abatement coverage — resources to pursue infringers and protect ownership rights
- Worldwide options — available for certain product and licensing exposures
- Flexible solutions for patents, trademarks, copyrights, industrial designs, and trade secrets
- Experienced underwriting team that understands claim construction, licensing agreements, and indemnity wording
Appetite and Underwriting Notes
Aldgate is focused on accounts where the insured has clear, documented IP rights or is seeking to defend against alleged infringement. Typical strengths and placement guidance:
- Strong fit: R&D firms, technology licensors, consumer product manufacturers, SaaS providers, and startups with registered marks or pending patents.
- We will consider both defensive-only and combined defense/enforcement programs depending on the insured’s objectives and budget.
- Underwriting looks for documented IP ownership, freedom-to-operate assessments when available, and clarity on licensing or indemnity obligations.
- Because Aldgate operates as a general agency and E&S broker, we can place coverage across admitted and excess & surplus markets to meet unique risk profiles.
Territories & Availability
Available in: CA, CO, DE, FL, IL, MD, MA, MI, NJ, NY, OH, OK, OR, PA, TX, VT, VA, WA, WI. Territory availability may vary by specific coverage module and market; underwriters will confirm eligibility on submission.
Example Accounts You Can Place
- An R&D firm licensing a new energy technology and needing enforcement coverage to protect licensing revenue.
- A SaaS developer providing services to Fortune 500 clients that wants defense coverage for alleged patent or copyright claims.
- A consumer product startup with a unique design seeking worldwide coverage for promotional products and giveaways.
Why Work With Aldgate Insurance Services LLC
- Specialized team: former underwriters and attorneys who understand IP nuances and litigation exposures.
- Independent brokerage: we approach multiple markets to tailor terms instead of being tied to one carrier.
- Practical underwriting: experience with licensing deals, indemnification clauses, and claim construction hearings helps place stronger submissions.
- Depth across industries: proven placements for software, manufacturing, consumer goods, and professional inventors.
Contact & Next Steps
If you have questions or want to submit an account, email or call us to set a time to speak. We review intellectual property submissions with an emphasis on ownership documentation and the client’s enforcement strategy. Call us at 844-260-4635.