All Risks, Ltd.
Contact Us
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All Risks, Ltd.
Contact Us
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Non-Emergency Medical Transportation Insurance
Insurance for Non-Emergency Medical Transportation Risks 
All Risks is able to write General Liability, Professional Liability and Excess; Auto Liability and Physical Damage; as well as Workers' Compensation for Non-Emergency Medical Operations with multiple "A-" or better rated carriers. Coverages available vary by state. Please review the Coverage/Limits section to determine specifically what All Risks, ltd. has available. Let us offer para-transit insurance for your upcoming renewal.

Targeted Classes:
Non-Emergency Medical Operations
1 unit owner operator up to 20+ unit companies accepted
Formal written hiring standards and procedures that include employment history verification, drug testing, and background checks
Drivers need to be certified in emergency first aid and CPR
WC class codes: 7370 - Non-Emergency Medical Transportation, 7382 - CA only and 807 - PA and DE only
Now accepting risks with Passengers transported by Gurney or Stretcher!*
Excluded Classes:
Vehicles that have emergency lights, sirens or are involved with 911 emergencies
Risks owned or operated by a hospital
Workers' Compensation Excluded Classes:
In business less than 3 years
Emergency Transport/Emergency Lights
*Passengers Transported by Gurney or Stretcher in CA & PA are ineligible

Coverages available vary by state.
General Liability and Professional Liability coverage
— Available nationwide
— No prior experience required
— No sexual abuse exclusion
— Off-Duty/Good Samaritan coverage is available at no extra charge
Auto Liability and Physical Damage
— Available in 47 states (not in MA, NY, or NJ) for accounts with 10+ units. 
— Coverage is available for fewer than 10 units in 18 states:  AZ, CO, CT, DE, FL, GA, IL, IN, MD, MI, MN, MO, NC, OH, OR, PA, VA & WA
— Risks must be in business a minimum of 2 years
Workers' Compensation
— Available in all states except AK, HI, ND, OH, OK, SC, WA & WY
— Must be in business a minimum of 3 years
— $5,000 Manual Premium

Submission Requirements:
A Complete Submission is Requested to Assure Best Terms and Prices are Offered Along with:
ACORDS and supplemental Non-Emergency Medical Transportation Application
Hard copy WC & Auto Loss Runs for current and 3 years prior
Driver and vehicle list for auto coverage varies by state
Experience modification worksheets for workers' compensation
3 years premium & payroll history for workers' compensation 

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    Most Available States
  • Carriers:
  • Carrier Ratings:
    "A" or Better Rated Carriers
  • Commission:
  • Min Premium:


Request a Quote Now!


300 Arboretum Place , Suite 410
Richmond, VA 23236


Broker Agreement
Agency and/or Individual Producer License(s)
Errors and Omissions Declarations Page (Min: $1M Limits)
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All Risks, Ltd. has other insurance programs like Accountants Professional Liability Insurance.