All Risks, Ltd.
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All Risks, Ltd.
Contact Us
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Garage Program Insurance
Insurance for Garage Program

All Risks has developed an extensive Garage Program Insurance that targets a wide variety of classes and rewards garage firms with favorable loss experience. 

Targeted Classes for Garage Program Insurance
Non-Franchised Used Car Dealers
Valet Services
Wholesale Auto Dealers and Brokers 
Motorcycle Dealers and Repair
RV Dealers and Repair
Heavy Truck Dealers and Repair 
Auto Repair Operations including Gas Stations with Auto Repair and Convenience Store
Full Service Car Washes

Coverage/Limits Available for Garage Program Insurance
Garage Liability up to $5M limit
Physical Damage up to $5M per lot
Garagekeepers
Dealers Errors and Omissions coverage
Broad Form products
Package with Property and GL exposures
Workers’ Compensation
A complete submission is requested to assure best terms & prices are offered along with:
Fully completed All Risks Garage Application - Additional Supplemental Apps may be required for certain types of risks
Fully completed ACORD Applications (for coverages other than Garage)
Completed employee list including - Employee Name, Date of Birth, Drivers License Number, Title/Position, Individuals furnished a vehicle for Personal use, Payroll (Auto Repair Shop Risks or if Work Comp requested)
4 years of prior losses including expiring - Currently valued within 120 days of expiration

U.S. States Available

  • U.S. States Available:
    Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming, Washington, D.C.
  • Provider Type:
    Program Administrator
  • Admitted:
    No States
  • Carriers:
    Various Carriers
  • Carrier Ratings:
    "A" rated Carriers
  • Commission:
    Competitive
  • Min Premium:
    Garage Liability - $750

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All Risks, Ltd. has other insurance programs like Accountants Professional Liability Insurance.